Erie County and West Seneca Town property record for 52 Gerard Dr, Buffalo, NY 14224
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 1,939 sqft · built 1969 |
| Lot Size | 0.213 acres (9,240 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $169,900 (Aug 2012) |
| Tax Bill | $6,988 (2026) |
| Deeds & Mortgages | Oct 2021 Line of Credit Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-659-400 |
| Primary APN | 24-659-400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,939 sqft Living Area |
| 1st Floor Area | 1,539 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Composition/Composite |
| Lot Area | 9,240 sqft (0.213 acres) |
| Lot Dimensions | 140 ft deep x 66.1 ft wide |
| Garage Type | Basement |
| Pool Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 24-659-400 |
|---|---|
| Street Address | 52 GERARD DR |
| City | BUFFALO |
| State | NY |
| Zip | 14224-3238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07 - MIXED |
| Legal Description | MC-2191 SL-78 (FL-231) QUEENS HGTS S/D 66.13 X 139.97 IRR. |
| Legal Subdivision | EBENESER LANDS |
| Legal Block | 3 |
| Legal Lot Number | 53.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | WEST SENECA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 11800 |
Source: Erie County and West Seneca Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 52 GERARD DR, BUFFALO, NY 14224-3238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 6, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2012 · Amount on Record |
| Deed Sale | Aug 10, 2012 · Amount on Record |
| Deed Book / Page | 11227 / 8865 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 52 GERARD DR, BUFFALO, NY 14224-3238 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 52 GERARD DR, BUFFALO, NY 14224-3238 |
| Document Number | 0140226579 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 14022/6579 |
| Instrument | 2021215926 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 30, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 52 GERARD DR, BUFFALO, NY 14224-3238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0139293046 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 13929/3046 |
| Instrument | 2020029558 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jan 7, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | West Seneca Town |
| Unified School District | West Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,988.00 (+0.07%) Homeowner's exemption | ||
| 2025 | $6,983.00 (+2.33%) | $68,000 (-) Land $10,500 Building $57,500 | $283,300 (+4.15%) Land $43,745 Building $239,555 |
| 2024 | $6,824.00 (+15.48%) Homeowner's exemption | $68,000 (-) Land $10,500 Building $57,500 | $272,000 (+4%) Land $42,000 Building $230,000 |
| 2023 | $68,000 Land $10,500 Building $57,500 | $261,538 Land $40,385 Building $221,153 | |
| 2019 | $5,909.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA WEST SENECA serves 23,557 people · EPA ID NY1404543 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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