Kershaw County property record for 52 Derby Ln, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 1,999 sqft · built 2008 |
| Owner | Individual Name on Record |
| Last Sale | $152,500 (Jul 2020) |
| Tax Bill | $1,137 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 296-20-02-013-SFZ |
| Primary APN | 296-20-02-013-SFZ |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,999 sqft Gross Area |
| Gross Area | 1,406 sqft |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Vinyl |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 93 sqft |
| Patio Area | 100 sqft |
| Account Number | 50138 |
|---|---|
| Old Parcel Number | 296-20-02-013 SFZ |
| Street Address | 52 DERBY LN |
| City | LUGOFF |
| State | SC |
| Zip | 29078-8750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | CANTERFIELD SUBDIV PHASE 2 LOT 13 |
| Legal Subdivision | CANTERFIELD SUBDIV |
| Legal Phase | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 970403 |
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 52 DERBY LN, LUGOFF, SC 29078-8750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2020 | Warranty Deed, Transfer NEW AMERICAN FNDG |
| Jul 7, 2017 | Warranty Deed, Transfer · FHA Mortgage ACADEMY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2020 · Amount on Record |
| Deed Sale | Jul 13, 2020 · Amount on Record |
| Prior Sale | Oct 28, 2008 |
| Deed Document Number | 0000425873 |
| Deed Book / Page | 4258 / 73 |
| Last Transfer Date | Jul 14, 2020 |
| Transfer Doc | 0000006087 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jul 14, 2020 |
| Property Address | 52 DERBY LN, LUGOFF, SC 29078-8750 |
| Document Number | 0000006087 |
| Book / Page | 004258 / 000073 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 6087 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $564.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 52 DERBY LN LUGOFF SC 290788750, LUGOFF, SC 29078-8750 |
| Document Number | 6088 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 004258/000075 |
| Instrument | 6088 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jul 7, 2017 |
| Property Address | 52 DERBY LN, LUGOFF, SC 29078-8750 |
| Document Number | 0000005450 |
| Book / Page | 003718 / 000269 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 5450 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $488.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 52 DERBY LN LUGOFF SC 290788750, LUGOFF, SC 29078-8750 |
| Document Number | 5451 |
|---|---|
| Date | Jul 7, 2017 |
| Book Page | 003718/000271 |
| Instrument | 5451 |
| Name | ACADEMY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2047 |
| Document Number | 5452, |
|---|---|
| Date | Jul 7, 2017 |
| Book Page | 003718/000281 |
| Instrument | 5452 |
| Name | ACADEMY MTG |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jul 6, 2027 |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,137.00 (-2.4%) | $152,100 (-) Land $28,200 Building $123,900 | $152,100 (-) |
| 2023 | $1,165.00 | $152,100 Land $28,200 Building $123,900 | $152,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2013–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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