Kershaw County property record for 49 Derby Ln, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 2,378 sqft · built 2008 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Mar 2009) |
| Tax Bill | $1,133 (2025) |
| Deeds & Mortgages | Aug 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 296-20-02-009-SFZ |
| Primary APN | 296-20-02-009-SFZ |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,378 sqft Gross Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Vinyl |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 90 sqft |
| Patio Area | 100 sqft |
| Account Number | 49972 |
|---|---|
| Street Address | 49 DERBY LN |
| City | LUGOFF |
| State | SC |
| Zip | 29078-8750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | CANTER FIELD SUBDIV PHASE 2 LOT 9 |
| Legal Subdivision | CANTER FIELD SUBDIV |
| Legal Phase | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 970403 |
49 Derby Ln is owned and occupied by an individual who bought it in March 2009.
Source: Kershaw County records, as of November 7, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 DERBY LN, LUGOFF, SC 29078-8750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2009 · Amount on File |
| Deed Sale | Mar 12, 2009 · Amount on File |
| Prior Sale | Jan 30, 2008 · Amount on File |
| Deed Book / Page | 2490 / 216 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Aug 3, 2017 |
| Property Address | 49 DERBY LN, LUGOFF, SC 29078-8750 |
| Document Number | 0000006252 |
| Book / Page | 003731 / 000310 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 6252 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $204.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 DERBY LN LUGOFF SC 290788750, LUGOFF, SC 29078-8750 |
The 2025 property tax bill for 49 Derby Ln was $1,133.
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,133.00 | $151,600 Land $28,200 Building $123,400 | $151,600 |
| 2023 | $1,125.00 | $151,600 Land $28,200 Building $123,400 | $151,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Derby Ln in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2013–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Derby Ln is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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