Kershaw County property record for 44 Derby Ln, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 2,266 sqft · built 2007 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $126,500 (Mar 2015) |
| Tax Bill | $1,104 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 296-20-02-024-SFZ |
| Primary APN | 296-20-02-024-SFZ |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,266 sqft Gross Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Porch |
| Porch Area | 130 sqft |
| Patio Area | 100 sqft |
| Account Number | 49357 |
|---|---|
| Street Address | 44 DERBY LN |
| City | LUGOFF |
| State | SC |
| Zip | 29078-8750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | CANTER FIELD SUBDIVISION PHASE 2 LOT 24 |
| Legal Subdivision | CANTER FIELD SUBDIV |
| Legal Phase | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 970403 |
44 Derby Ln is owned and occupied by an individual who acquired it in April 2024.
Source: Kershaw County records, as of November 7, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44 DERBY LN, LUGOFF, SC 29078-8750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2015 · Amount on File |
| Deed Sale | Mar 2, 2015 · Amount on File |
| Prior Sale | Jun 25, 2008 · Amount on File |
| Deed Book / Page | 3349 / 288 |
| Last Transfer Date | Apr 2, 2024 |
| Transfer Doc | 0020242622 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Apr 3, 2024 |
| Property Address | 44 DERBY LN, LUGOFF, SC 29078-8750 |
| Document Number | 0020242622 |
| Book / Page | 5115 |
| Map Reference | MB C-3 PG 7 |
| Instrument Date | Apr 3, 2024 |
| Instrument | 2024-2622 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 44 DERBY LN, LUGOFF, SC 29078-8750 |
The 2025 property tax bill for 44 Derby Ln was $1,104.
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,104.00 | $146,800 Land $28,200 Building $118,600 | $146,800 |
| 2023 | $1,099.00 | $146,800 Land $28,200 Building $118,600 | $146,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Derby Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2013–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 Derby Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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