52 Davidson Rd, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 52 Davidson Rd, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,109 sqft · built 1960
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Individual Names on File
Last Sale	$291,000 (Jul 2020)
Tax Bill	$4,389 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:022A B:000B L:0000001`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:022A B:000B L:0000001`
Alternative APN	`CHRL M:022A B:000B L:0000001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,109 sqft Living Area
Gross Area	4,968 sqft
Basement Area	1,464 sqft
Unfinished Basement	1,464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,014 sqft (1.24 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	52 DAVIDSON RD
City	CHARLTON
State	MA
Zip	01507-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	B
Legal Lot Number	1
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	1
Census Block	1029
Census Tract	756102

Owner

52 Davidson Rd is owned and occupied by two individuals who bought it in July 2020.

Source: Worcester County and Charlton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	52 DAVIDSON RD, CHARLTON, MA 01507-1514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CORNERSTONE BANK
May 18, 2018	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2020 · Amount on File
Deed Sale	Jul 13, 2020 · Amount on File
Prior Sale	May 18, 2018 · Amount on File
Deed Book / Page	62781 / 385
Prior Transfer Date	Jun 19, 2020
Prior Transfer Doc	62781-385
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Jul 13, 2020
Property Address	52 DAVIDSON RD, CHARLTON, MA 01507-1514
Document Number	62781-385
Book / Page	62781 / 385
Instrument Date	Jun 19, 2020
Instrument	74877
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	52 DAVIDSON RD, CHARLTON, MA 01507-1514

Mortgage

Document Number	74878
Date	Jul 13, 2020
Instrument	74878

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	May 18, 2018
Property Address	52 DAVIDSON RD, CHARLTON, MA 01507-1514
Document Number	58817-216
Book / Page	58817 / 216
Instrument	47708
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.64
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 DAVIDSON RD, CHARLTON, MA 01507-1514

Mortgage

Document Number	588170218
Date	May 18, 2018
Instrument	58817/0218

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 18, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 52 Davidson Rd was $4,389, up 2% from the year before.

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,389.00 (+1.97%)	$401,200 (+3.75%) Land $90,700 Building $310,500	$480,898 (+6.86%)
2025	$4,304.00 (+2.33%)	$386,700 (+4.26%) Land $87,800 Building $298,900	$450,015 (+2.98%)
2024	$4,206.00 (+3.47%)	$370,900 (+11.05%) Land $87,800 Building $283,100	$437,000
2023	$4,065.00	$334,000 Land $84,800 Building $249,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52 Davidson Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 Davidson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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