52 Cumerford St, Providence, RI 02909 Property Records

Providence City property record for 52 Cumerford St, Providence, RI 02909

Property Summary

Property Type	Triplex
Details	7 bd · 3 ba · 3,655 sqft · built 1920
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Aug 2019)
Tax Bill	$4,634 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:104 L:685`

Property Details

APN / Parcel Number

Primary APN	`PROV M:104 L:685`
Alternative APNs	`P:1040685 L:0000` `1795`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	16 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,655 sqft Living Area
Gross Area	5,230 sqft
1st Floor Area	1,305 sqft
Basement Area	1,305 sqft
Unfinished Basement	1,278 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1795
Street Address	52 CUMERFORD ST
City	PROVIDENCE
State	RI
Zip	02909-3008
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-3
Legal Lot Number	685
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1006
Census Tract	1602

Owner

52 Cumerford St, a triplex, is owned and occupied by an individual who bought it in August 2019.

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	52 CUMERFORD ST, PROVIDENCE, RI 02909-3008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 13, 2020	Deed of Trust, Mortgage · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE
Aug 23, 2019	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE
Mar 6, 2018	Redemption Deed, Transfer
Jun 1, 2017	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2019 · Amount on File
Deed Sale	Aug 23, 2019 · Amount on File
Prior Sale	Mar 6, 2018 · Amount on File
Deed Document Number	2019235099
Deed Book / Page	12459 / 286
Transfer Doc	11978-262
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	52 CUMERFORD ST, PROVIDENCE, RI 02909-3008
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013477-313
Date	Feb 23, 2022
Book Page	13477/313
Instrument	2022313793

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Mar 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	52 CUMERFORD ST, PROVIDENCE, RI 02909-3008
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012667-61
Date	Mar 13, 2020
Book Page	12667/61
Instrument	2020252043

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Aug 23, 2019
Property Address	52 CUMERFORD ST, PROVIDENCE, RI 02909-3008
Document Number	012459-286
Book / Page	12459 / 286
Instrument Date	Aug 22, 2019
Instrument	235099
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 DODGE ST # 2, 2, PROVIDENCE, RI 02907-2226

Mortgage

Document Number	0000235100
Date	Aug 23, 2019
Instrument	235100

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2018: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Mar 6, 2018
Property Address	52 CUMERFORD ST, PROVIDENCE, RI 02909-3008
Document Number	11978-262
Book / Page	011978 / 000262
Instrument Date	Mar 6, 2018
Instrument	194183
Transaction Type	Transfer
Record Updated	Mar 20, 2018

Transaction

Amount	Amount on Record
Tax	$7.94
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	52 CUMERFORD ST PROVIDENCE RI 029093008, PROVIDENCE, RI 02909-3008

June 2017: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Jun 1, 2017
Property Address	52 CUMERFORD ST, PROVIDENCE, RI 02909-3008
Document Number	11731-288
Book / Page	011731 / 000288
Instrument Date	May 31, 2017
Instrument	172628
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Amount	Amount on Record
Tax	$7.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	52 CUMERFORD ST PROVIDENCE RI 029093008, PROVIDENCE, RI 02909-3008

Tax Assessment & Valuation

The 2025 property tax bill for 52 Cumerford St was $4,634.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,634.00	$613,800 Land $129,600 Building $484,200
2023	$7,184.00 (+3.09%)	$391,500 (-) Land $72,900 Building $318,600
2022	$6,969.00	$391,500 Land $72,900 Building $318,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 52 Cumerford St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 52 Cumerford St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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