40 Cumerford St, Providence, RI 02909 Property Records

Providence City property record for 40 Cumerford St, Providence, RI 02909

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 3,063 sqft · built 1892
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on File
Last Sale	$78,000 (Jun 2011)
Tax Bill	$7,839 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:104 L:688`

Property Details

APN / Parcel Number

Primary APN	`PROV M:104 L:688`
Alternative APNs	`P:1040688 L:0000` `1798`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,063 sqft Living Area
Gross Area	4,618 sqft
1st Floor Area	1,122 sqft
Basement Area	1,122 sqft
Unfinished Basement	1,122 sqft

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1798
Street Address	40 CUMERFORD ST
City	PROVIDENCE
State	RI
Zip	02909-3008
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-3
Legal Lot Number	688
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1006
Census Tract	1602

Owner

40 Cumerford St, a triplex, is owned by a company that bought it in June 2011.

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	253 WEBSTER AVE, PROVIDENCE, RI 02909-3821
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Balloon Mortgage THE WASHINGTON TRUST CO OF WESTERLY
Sep 1, 2017	Warranty Deed, Transfer
May 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2011 · Amount on File
Deed Sale	Jun 29, 2011 · Amount on File
Prior Sale	Feb 14, 2000 · Amount on File
Deed Book / Page	10023 / 120
Transfer Doc	11350-103
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	40 CUMERFORD ST, PROVIDENCE, RI 02909-3008
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013007-200
Date	Feb 8, 2021
Book Page	13007/200
Instrument	2021277925

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	349 Months
Due	Mar 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Sep 1, 2017
Property Address	40 CUMERFORD ST, PROVIDENCE, RI 02909-3008
Document Number	11818-127
Book / Page	011818 / 000127
Instrument Date	Aug 31, 2017
Instrument	180253
Transaction Type	Transfer
Record Updated	Sep 19, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	253 WEBSTER AVE PROVIDENCE RI 029093821, PROVIDENCE, RI 02909-3821

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	May 3, 2017
Property Address	40 CUMERFORD ST, PROVIDENCE, RI 02909-3008
Document Number	11704-153
Book / Page	011704 / 000153
Instrument Date	Apr 8, 2017
Instrument	170263
Transaction Type	Transfer
Record Updated	May 23, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	253 WEBSTER AVE PROVIDENCE RI 029093821, PROVIDENCE, RI 02909-3821

Tax Assessment & Valuation

The 2025 property tax bill for 40 Cumerford St was $7,839.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,839.00	$559,900 Land $129,600 Building $430,300
2023	$6,745.00 (+3.09%)	$367,600 (-) Land $72,900 Building $294,700
2022	$6,543.00	$367,600 Land $72,900 Building $294,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 40 Cumerford St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 40 Cumerford St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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