53 Cumerford St, Providence, RI 02909 Property Records

Providence City property record for 53 Cumerford St, Providence, RI 02909

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,152 sqft · built 1940
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Dec 2021)
Tax Bill	$2,685 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:104 L:638`

Property Details

APN / Parcel Number

Primary APN	`PROV M:104 L:638`
Alternative APNs	`P:1040638 L:0000` `1747`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
Gross Area	2,391 sqft
1st Floor Area	768 sqft
Attic	Attic
Attic Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,000 sqft (0.092 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1747
Street Address	53 CUMERFORD ST
City	PROVIDENCE
State	RI
Zip	02909-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Lot Number	638
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1005
Census Tract	1602

Owner

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	53 CUMERFORD ST, PROVIDENCE, RI 02909-3009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC
Sep 3, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 3, 2021	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Prior Sale	Sep 3, 2021 · Amount on Record
Deed Document Number	2021307869
Deed Book / Page	13403 / 173
Prior Transfer Date	Sep 2, 2021
Prior Transfer Doc	13274-118
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Dec 15, 2021
Property Address	53 CUMERFORD ST, PROVIDENCE, RI 02909-3009
Document Number	013403-173
Book / Page	13403 / 173
Instrument Date	Dec 15, 2021
Instrument	2021307869
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 CUMERFORD ST, PROVIDENCE, RI 02909-3009

Mortgage

Document Number	2021307870
Date	Dec 15, 2021
Instrument	2021307870

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Sep 3, 2021
Property Address	53 CUMERFORD ST, PROVIDENCE, RI 02909-3009
Document Number	13274-118
Book / Page	13274 / 118
Instrument Date	Sep 2, 2021
Instrument	2021298064
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53-1 CUMERFORD ST # 2, 2, PROVIDENCE, RI 02909-3009

September 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Sep 3, 2021
Property Address	53 CUMERFORD ST, PROVIDENCE, RI 02909-3009
Document Number	13274-120
Book / Page	13274 / 120
Instrument Date	Sep 1, 2021
Instrument	2021298065
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53-1 CUMERFORD ST # 2, 2, PROVIDENCE, RI 02909-3009

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,685.00 (-35.8%)	$319,700 (+40.28%) Land $128,000 Building $191,700	$367,471
2023	$4,182.00 (+3.08%)	$227,900 (-) Land $72,000 Building $155,900
2022	$4,057.00	$227,900 Land $72,000 Building $155,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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