52 Culvert St, Torrington, CT 06790 Property Records

Torrington City property record for 52 Culvert St, Torrington, CT 06790

Property Summary

Property TypeDuplex
Details4 bd · 2.5 ba · 3,175 sqft · built 1927
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Jan 2024)
Tax Bill$8,558 (2026)
Deeds & MortgagesJan 2024 Sale
Jul 2022 Line of Credit
+ 2 more
APN005195

Property Details

APN / Parcel Number

Primary APN005195
Alternative APNs
  • TORR M:110 B:016 L:031
  • 5195

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area3,175 sqft Living Area
Gross Area5,850 sqft
Basement Area1,323 sqft
Unfinished Basement1,323 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number5195
Street Address52 CULVERT ST
CityTORRINGTON
StateCT
Zip06790-5144
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR6
Legal Block16
Legal Lot Number31
JurisdictionTORRINGTON CT
Township / Civil DivisionTORRINGTON
Census Block Group4
Census Block4010
Census Tract310803

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address52 CULVERT ST, TORRINGTON, CT 06790-5144
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2024Warranty Deed, Transfer
Jul 13, 2022Deed of Trust, Mortgage · Line of Credit
TORRINGTON SAVINGS BANK
Apr 4, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
TORRINGTON SAVINGS BANK
Jun 3, 2021Warranty Deed, Transfer · FHA Mortgage
TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 18, 2024 · Amount on Record
Deed SaleJan 18, 2024 · Amount on Record
Prior SaleJun 3, 2021 · Amount on Record
Deed Document Number2024489354
Deed Book / Page1405 / 590
Record UpdatedOct 29, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTORRINGTON CT
Recording DateJan 18, 2024
Property Address52 CULVERT ST, TORRINGTON, CT 06790-5144
Document Number001405-590
Book / Page1405 / 590
Instrument DateJan 10, 2024
Instrument2024-489354
Transaction TypeTransfer
Record UpdatedFeb 1, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address4330 44TH ST APT 4B, 4B, SUNNYSIDE, NY 11104-4616

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTORRINGTON CT
Property Address52 CULVERT ST, TORRINGTON, CT 06790-5144
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001370-189
DateJul 13, 2022
Book Page1370/189
Instrument2022-477045
Lender
NameTORRINGTON SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueAug 1, 2047
Interest
Rate TypeAdjustable Rate

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTORRINGTON CT
Property Address52 CULVERT ST, TORRINGTON, CT 06790-5144
Transaction TypeMortgage
Record UpdatedApr 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01361-1113
DateApr 4, 2022
Book Page1361/1113
Instrument2022-473518
Lender
NameTORRINGTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTORRINGTON CT
Recording DateJun 3, 2021
Property Address52 CULVERT ST, TORRINGTON, CT 06790-5144
Document Number1336-478
Book / Page1336 / 478
Instrument DateJun 2, 2021
Instrument2021-466062
Transaction TypeTransfer
Record UpdatedJun 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021466063
DateJun 3, 2021
Instrument2021-466063
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityTorrington City
Unified School DistrictTorrington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,558.00 (-12.98%)$255,780 (-) Land $24,010 Building $231,770$400,156 (+123.49%)
2025$9,835.00$255,780 (+145.92%) Land $24,010 Building $231,770$179,046 Land $16,807 Building $162,239
2024$9,835.00 (+97.17%)
2023$4,988.00 (+1.73%)$104,010 (-) Land $24,010 Building $80,000
2022$4,903.00$104,010 Land $24,010 Building $80,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTORRINGTON WATER COMPANY
private · serves 37,915 people · EPA ID CT1430011
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Mar 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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