61 Culvert St, Torrington, CT 06790 Property Records

Torrington City property record for 61 Culvert St, Torrington, CT 06790

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,150 sqft · built 1900
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$142,000 (Jul 2021)
Tax Bill$4,429 (2026)
Deeds & MortgagesJun 2026 Line of Credit
Jul 2021 Sale & Mortgage
+ 1 more
APN007409

Property Details

APN / Parcel Number

Primary APN007409
Alternative APNs
  • TORR M:110 B:017 L:012
  • 7409

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,150 sqft Living Area
Gross Area2,068 sqft
Basement Area656 sqft
Unfinished Basement656 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating FuelOil
SewerSeptic

Location & Zoning

Account Number7409
Street Address61 CULVERT ST
CityTORRINGTON
StateCT
Zip06790-5145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Block17
Legal Lot Number12
JurisdictionTORRINGTON CT
Township / Civil DivisionTORRINGTON
Census Block Group4
Census Block4014
Census Tract310803

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address61 CULVERT ST, TORRINGTON, CT 06790-5145
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2026Deed of Trust, Mortgage · Line of Credit
PENNYMAC LOAN SERVICES LLC
Jul 7, 2021Warranty Deed, Transfer · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 20, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2021 · Amount on Record
Deed SaleJul 7, 2021 · Amount on Record
Prior SaleFeb 20, 2018 · Amount on Record
Deed Document Number2021467104
Deed Book / Page1339 / 804
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTORRINGTON CT
Recording DateJun 8, 2026
Property Address61 CULVERT ST, TORRINGTON, CT 06790-5145
Document Number0001463-31
Book / Page1463 / 31
Instrument DateMay 30, 2026
Instrument2026510552
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 CULVERT ST, TORRINGTON, CT 06790-5145

Mortgage

Document Number0000510552,
DateJun 8, 2026
Book Page1463/31
Instrument2026510552
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 1, 2046
Interest
Rate6.3%
Max Rate-1%

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTORRINGTON CT
Recording DateJul 7, 2021
Property Address61 CULVERT ST, TORRINGTON, CT 06790-5145
Document Number001339-804
Book / Page1339 / 804
Instrument DateJul 2, 2021
Instrument2021-467104
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number2021467105
DateJul 7, 2021
Instrument2021-467105
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Mortgage

Document Number001340-232
DateJul 12, 2021
Book Page1340/232
Instrument2021-467280
Lender
NameTORRINGTON MUNICIPAL & TEACHERS FCU
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 1, 2036

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionTORRINGTON CT
Recording DateFeb 20, 2018
Property Address61 CULVERT ST, TORRINGTON, CT 06790-5145
Document Number1261-506
Book / Page001261 / 000506
Instrument DateFeb 6, 2018
Instrument435967
Transaction TypeTransfer
Record UpdatedMar 27, 2018

Transaction

AmountAmount Recorded
Tax$60.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6471 MORGAN LA FEE LN FORT MYERS FL 339121644, FORT MYERS, FL 33912-1644

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityTorrington City
Unified School DistrictTorrington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,429.00 (-12.99%)$132,370 (-) Land $23,800 Building $108,570$249,345 (+169.1%)
2025$5,090.00$132,370 (+92.85%) Land $23,800 Building $108,570$92,659 Land $16,660 Building $75,999
2024$5,090.00 (+54.62%)
2023$3,292.00 (+1.73%)$68,640 (-) Land $23,770 Building $44,870
2022$3,236.00$68,640 Land $23,770 Building $44,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTORRINGTON WATER COMPANY
private · serves 37,915 people · EPA ID CT1430011
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Mar 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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