Torrington City property record for 31 Culvert St, Torrington, CT 06790
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,340 sqft · built 1927 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Sep 2026) |
| Tax Bill | $6,446 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2026 Sale & Line of Credit + 1 more |
| APN | 008299 |
| Primary APN | 008299 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,340 sqft Living Area |
| Gross Area | 5,092 sqft |
| Basement Area | 1,170 sqft |
| Unfinished Basement | 1,170 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 8299 |
|---|---|
| Street Address | 31 CULVERT ST |
| City | TORRINGTON |
| State | CT |
| Zip | 06790-5145 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R6 |
| Legal Block | 17 |
| Legal Lot Number | 8 |
| Jurisdiction | TORRINGTON CT |
| Township / Civil Division | TORRINGTON |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 310803 |
Source: Torrington City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31 CULVERT ST, TORRINGTON, CT 06790-5145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK |
| Sep 16, 2026 | Warranty Deed, Transfer · Line of Credit JPMORGAN CHASE BANK |
| May 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ABL RESIDENTIAL CREDIT ACQUISITIONS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2026 · Amount on Record |
| Deed Sale | Sep 16, 2026 · Amount on Record |
| Prior Sale | Dec 5, 2006 · Amount on Record |
| Deed Document Number | 2026512673 |
| Deed Book / Page | 1470 / 71 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | Sep 16, 2026 |
| Property Address | 31 CULVERT ST, TORRINGTON, CT 06790-5145 |
| Document Number | 0000512674 |
| Book / Page | 1470 / 74 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 2026512674 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 31 CULVERT ST, TORRINGTON, CT 06790-5145 |
| Document Number | 0000512674, |
|---|---|
| Date | Sep 16, 2026 |
| Book Page | 1470/74 |
| Instrument | 2026512674 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | Sep 16, 2026 |
| Property Address | 31 CULVERT ST, TORRINGTON, CT 06790-5145 |
| Document Number | 0000512673 |
| Book / Page | 1470 / 71 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 2026512673 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 CULVERT ST, TORRINGTON, CT 06790-5145 |
| Date | Sep 16, 2026 |
|---|
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Property Address | 31 CULVERT ST, TORRINGTON, CT 06790-5145 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001389-821 |
|---|---|
| Date | May 18, 2023 |
| Book Page | 1389/821 |
| Instrument | 2023-484274 |
| Name | ABL RESIDENTIAL CREDIT ACQUISITIONS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Torrington City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Torrington City |
| Unified School District | Torrington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,446.00 (-12.97%) | $192,640 (-) Land $23,240 Building $169,400 | $296,098 (+119.58%) |
| 2025 | $7,407.00 (+78.57%) | $192,640 (+122.73%) Land $23,240 Building $169,400 | $134,848 Land $16,268 Building $118,580 |
| 2023 | $4,148.00 (+1.74%) | $86,490 (-) Land $23,270 Building $63,220 | |
| 2022 | $4,077.00 | $86,490 Land $23,270 Building $63,220 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment report not submitted Mar 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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