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52 Cottage Pl, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 52 Cottage Pl, Westbrook, ME 04092

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,518 sqft · built 1886
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$181,000 (Mar 2009)
Tax Bill$3,805 (2023)
Deeds & MortgagesSep 2025 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNWSBR M:039 L:197

Property Details

APN / Parcel Number

Primary APNWSBR M:039 L:197
Alternative APNs
  • M:039 B:197
  • 3125

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,518 sqft Living Area
Gross Area2,406 sqft
1st Floor Area748 sqft
Basement Area748 sqft
Unfinished Basement748 sqft

Exterior

Year BuiltBuilt 1886
Effective Year BuiltEffective 1886
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address52 COTTAGE PL
CityWESTBROOK
StateME
Zip04092-3506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code11
Legal SubdivisionHOUSE LOTS
Legal Lot Number197
JurisdictionWESTBROOK ME
Township / Civil DivisionWESTBROOK
Census Block Group1
Census Block1027
Census Tract2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cumberland Mills Historic District
listed 1974 · 24 contributing resources · NRIS 74000316

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cumberland County and Westbrook City records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address52 COTTAGE PL, WESTBROOK, ME 04092-3506
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2025Deed of Trust, Mortgage
LIGHTHOUSE FUNDING CORP
Sep 11, 2020Deed of Trust, Mortgage · Balloon Mortgage
INLAND MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2009 · Amount on Record
Deed SaleMar 4, 2009 · Amount on Record
Deed Book / Page26683 / 96
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBROOK ME
Property Address52 COTTAGE PL, WESTBROOK, ME 04092-3506
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0417050322
DateSep 5, 2025
Book Page41705/322
Instrument35975
Lender
NameLIGHTHOUSE FUNDING CORP
TypeMortgage Company
Agreement
AmountAmount Recorded
Term85 Months
DueOct 1, 2032

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBROOK ME
Property Address52 COTTAGE PL, WESTBROOK, ME 04092-3506
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0371680278
DateSep 11, 2020
Book Page37168/278
Instrument56883
Lender
NameINLAND MORTGAGE CORP
TypeMortgage Company
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
MunicipalityWestbrook City
Unified School DistrictWestbrook (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$3,805.00 (+10.58%)$228,100 (+19.99%) Land $82,800 Building $145,300
2022$3,441.00$190,100 Land $69,000 Building $121,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims10 (1996–2010)
Claims Outside the SFHA5 of 10
Most Recent ClaimFeb 2010 · Severe Winter Storm
Claims by Event
  • Severe Winter Storm, Feb 2010 · 3 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims
  • Severe Storms And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Fidium Fiber
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: Verizon.

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