37 Cottage Pl, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 37 Cottage Pl, Westbrook, ME 04092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,358 sqft · built 1900
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$240,400 (Feb 2019)
Tax Bill	$3,881 (2023)
Deeds & Mortgages	May 2026 Second Mortgage Feb 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:039 L:211`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:039 L:211`
Alternative APNs	`M:039 B:211` `3143`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,358 sqft Living Area
Gross Area	3,022 sqft
1st Floor Area	588 sqft
Attic	Attic
Attic Area	748 sqft
Basement Area	588 sqft
Unfinished Basement	588 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	37 COTTAGE PL
City	WESTBROOK
State	ME
Zip	04092-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Subdivision	HOUSE LOTS-COTTAGE PLACE
Legal Lot Number	211
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	1
Census Block	1026
Census Tract	2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cumberland Mills Historic District listed 1974 · 24 contributing resources · NRIS 74000316

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cumberland County and Westbrook City records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	37 COTTAGE PL, WESTBROOK, ME 04092-3507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Feb 13, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 22, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT
Nov 21, 2018	Deed of Trust, Mortgage CUMBERLAND CTY FCU
Dec 5, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Feb 22, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRST FED'L S&L/LAKEWOOD
Feb 22, 2019	Warranty Deed, Transfer FIRST FED'L S&L/LAKEWOOD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2019 · Amount on Record
Deed Sale	Feb 22, 2019 · Amount on Record
Deed Document Number	20197486
Deed Book / Page	35477 / 210
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Recording Date	May 29, 2026
Property Address	37 COTTAGE PL, WESTBROOK, ME 04092-3507
Document Number	0422840100
Book / Page	42284 / 100
Instrument Date	Apr 27, 2026
Instrument	202620898
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 COTTAGE PL, WESTBROOK, ME 04092-3507
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020898,
Date	May 29, 2026
Book Page	42284/100
Instrument	202620898

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Jun 1, 2066

Interest

Rate	6.38%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	37 COTTAGE PL, WESTBROOK, ME 04092-3507
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0406080296
Date	Feb 13, 2024
Book Page	40608/296
Instrument	5206

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Mar 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	37 COTTAGE PL, WESTBROOK, ME 04092-3507
Transaction Type	Mortgage
Record Updated	Mar 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0391920313
Date	Feb 22, 2022
Book Page	39192/313
Instrument	9892

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	37 COTTAGE PL, WESTBROOK, ME 04092-3507
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0353040115
Date	Nov 21, 2018
Book Page	35304/0115
Instrument	000000059472

Lender

Name	CUMBERLAND CTY FCU

Agreement

Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	37 COTTAGE PL, WESTBROOK, ME 04092-3507
Document Number	0362520229
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 COTTAGE PL WESTBROOK ME 040923507, WESTBROOK, ME 04092-3507

Mortgage

Document Number	0362520229
Date	Dec 12, 2019
Book Page	036252/000229
Instrument	64209

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	37 COTTAGE PL, WESTBROOK, ME 04092-3507
Document Number	0354990145
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 COTTAGE PL WESTBROOK ME 040923507, WESTBROOK, ME 04092-3507

Mortgage

Document Number	0354990145
Date	Mar 6, 2019
Book Page	035499/000145
Instrument	9056

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Feb 22, 2019
Property Address	37 COTTAGE PL, WESTBROOK, ME 04092-3507
Document Number	0354770210
Book / Page	035477 / 000210
Instrument Date	Feb 22, 2019
Instrument	7486
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	OTHER

Transaction

Tax	$1,304.65
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 FERRY RD #2 SACO ME 040722111, 2, SACO, ME 04072-2111

Mortgage

Document Number	354770212
Date	Feb 22, 2019
Book Page	035477/000212
Instrument	7487

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	LAKEWOOD, OH 44107

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2049

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$3,881.00 (+10.7%)	$232,700 (+20.13%) Land $86,300 Building $146,400
2022	$3,506.00	$193,700 Land $71,800 Building $121,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1996–2010)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Feb 2010 · Severe Winter Storm
Claims by Event	Severe Winter Storm, Feb 2010 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims Severe Storms And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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