44 Cottage Pl, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 44 Cottage Pl, Westbrook, ME 04092

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,309 sqft · built 1886
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$241,100 (Jan 2013)
Tax Bill$3,965 (2023)
Deeds & MortgagesJul 2021 Refinance
Flood ZoneZone X (minimal risk)
APNWSBR M:039 L:196

Property Details

APN / Parcel Number

Primary APNWSBR M:039 L:196
Alternative APNs
  • M:039 B:196
  • 3124

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,309 sqft Living Area
Gross Area2,284 sqft
1st Floor Area748 sqft
Basement Area748 sqft
Unfinished Basement748 sqft

Exterior

Year BuiltBuilt 1886
Effective Year BuiltEffective 1886
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address44 COTTAGE PL
CityWESTBROOK
StateME
Zip04092-3506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code11
Legal Lot Number196
JurisdictionWESTBROOK ME
Township / Civil DivisionWESTBROOK
Census Block Group1
Census Block1027
Census Tract2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cumberland Mills Historic District
listed 1974 · 24 contributing resources · NRIS 74000316

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

44 Cottage Pl is owned and occupied by two individuals who bought it in January 2013.

Source: Cumberland County and Westbrook City records, as of May 21, 2026

Owner of Record2 Individual Names on File
Mailing Address44 COTTAGE PL, WESTBROOK, ME 04092-3506
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2013 · Amount on File
Deed SaleJan 8, 2013 · Amount on File
Prior SaleJun 19, 2012
Deed Document Number20131664
Deed Book / Page30287 / 124
Transfer Doc29677-0152
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBROOK ME
Property Address44 COTTAGE PL, WESTBROOK, ME 04092-3506
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0383880145
DateJul 2, 2021
Book Page38388/145
Instrument47588
Lender
NameINTEGRITY MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
MunicipalityWestbrook City
Unified School DistrictWestbrook (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$3,965.00 (+10.48%)$237,700 (+19.87%) Land $82,100 Building $155,600
2022$3,589.00$198,300 Land $68,400 Building $129,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 44 Cottage Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims10 (1996–2010)
Claims Outside the SFHA5 of 10
Most Recent ClaimFeb 2010 · Severe Winter Storm
Claims by Event
  • Severe Winter Storm, Feb 2010 · 3 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims
  • Severe Storms And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Cottage Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

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