52 Cheatham Rd, Troy, MO 63379 Property Records

Lincoln County property record for 52 Cheatham Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 2019
Lot Size	6.27 acres (273,339 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,000 (Oct 2018)
Tax Bill	$2,195 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-10-01-000-000-012.000`

Property Details

APN / Parcel Number

Primary APN	`15-10-01-000-000-012.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
Basement Area	1,488 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	273,339 sqft (6.27 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	52 CHEATHAM RD
City	TROY
State	MO
Zip	63379-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6.275 AC BEOMG PT NW1/4 SEC 1, SURVEY G1/69 & J1/30
Legal Range	01W
Legal Township	49N
Legal Section	01
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1002
Census Tract	810306

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	52 CHEATHAM RD, TROY, MO 63379-5044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 25, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO
Oct 30, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2018 · Amount on Record
Deed Sale	Oct 30, 2018 · Amount on Record
Prior Sale	Jun 5, 2014
Deed Document Number	20189830
Deed Book / Page	2428 / 424
Prior Transfer Date	Jun 8, 2006
Prior Transfer Doc	0000007916
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	64 CHEATHAM RD, TROY, MO 63379-5044
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	TPA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02438/0156
Date	Sep 13, 2019
Book Page	2438/0156
Instrument	2019008044

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	64 CHEATHAM RD, TROY, MO 63379-5044
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02424/0114
Date	Jun 25, 2018
Book Page	2424/0114
Instrument	2018005487

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	05337

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Dec 22, 2018

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 30, 2018
Property Address	64 CHEATHAM RD, TROY, MO 63379-5044
Document Number	02428/0424
Book / Page	2428 / 0424
Map Reference	DD2010 PG843
Instrument Date	Oct 30, 2018
Instrument	2018009830
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 29, 2022
Title Company	NOT AVAILABLE, TRI COUNTY LAND TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 CHEATHAM RD, TROY, MO 63379-5044

Mortgage

Document Number	2018009831
Date	Oct 30, 2018
Instrument	2018009831

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2033

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,513 (-) Land $3,646 Building $34,867
2025	$2,195.00 (+1.57%)	$38,513 (+6.52%) Land $3,646 Building $34,867	$202,700 (+6.52%) Land $19,190 Building $183,510
2023	$2,161.00 (+7.94%)	$36,157 Land $3,456 Building $32,701	$190,300 Land $18,190 Building $172,110
2022	$2,002.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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