19 Cheatham Rd, Troy, MO 63379 Property Records

Lincoln County property record for 19 Cheatham Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,451 sqft · built 1940
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$153,800 (Jun 2021)
Tax Bill	$1,131 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-10-01-000-000-009.000`

Property Details

APN / Parcel Number

Primary APN	`15-10-01-000-000-009.000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,451 sqft Living Area
Attic	Attic
Attic Area	515 sqft
Basement Area	936 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	122 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	19 CHEATHAM RD
City	TROY
State	MO
Zip	63379-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.25 AC BETWEEN OLD HWY 61 & CO RD 210 100 X 122, E 1/2 NENE SW COR BETWEEN NE W & OLD 61
Legal Range	01W
Legal Township	49N
Legal Section	01
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1020
Census Tract	810306

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 CHEATHAM RD, TROY, MO 63379-5043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK & TRUST CO
Jul 31, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2021 · Amount on Record
Deed Sale	Jun 3, 2021 · Amount on Record
Prior Sale	Jul 31, 2019 · Amount on Record
Deed Document Number	20217596
Deed Book / Page	2465 / 58
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 3, 2021
Property Address	19 CHEATHAM RD, TROY, MO 63379-5043
Document Number	2465/58
Book / Page	2465 / 58
Instrument Date	May 27, 2021
Instrument	2021007596
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 CHEATHAM RD, 19, TROY, MO 63379-5043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CHEATHAM RD, TROY, MO 63379-5043

Mortgage

Document Number	2021007597
Date	Jun 3, 2021
Instrument	2021007597

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 31, 2019
Property Address	19 CHEATHAM RD, TROY, MO 63379-5043
Document Number	2436/0543
Book / Page	2436 / 0543
Instrument Date	Jul 25, 2019
Instrument	2019006412
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 CHEATHAM RD, 19, TROY, MO 63379-5043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CHEATHAM RD, TROY, MO 63379-5043

Mortgage

Document Number	2019006413
Date	Jul 31, 2019
Instrument	2019006413

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,510 (-) Land $2,185 Building $16,325
2025	$1,131.00 (+5.11%)	$18,510 (+6.55%) Land $2,185 Building $16,325	$97,420 (+6.55%) Land $11,500 Building $85,920
2023	$1,076.00 (+4.57%)	$17,372 Land $2,090 Building $15,282	$91,430 Land $11,000 Building $80,430
2022	$1,029.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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