103 Cheatham Rd, Troy, MO 63379 Property Records

Lincoln County property record for 103 Cheatham Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,405 sqft · built 2025
Lot Size	6.04 acres (263,102 sqft)
Owner	Company Name on File
Tax Bill	$414 (2025)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-10-01-000-000-013.003`

Property Details

APN / Parcel Number

Primary APN	`15-10-01-000-000-013.003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,405 sqft Living Area
Basement Area	2,405 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2025
Architectural Style	Ranch
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	263,102 sqft (6.04 acres)
Garage Area	996 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	103 CHEATHAM RD
City	TROY
State	MO
Zip	63379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6.04 AC IN SW1/4 NW1/4 SEC 1
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1020
Census Tract	810306

Owner

Source: Lincoln County assessment roll, as of June 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1153 SUGAR GROVE RD, TROY, MO 63379-3445
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	103 CHEATHAM RD, TROY, MO 63379
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TTL HOLDINGS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 SUMMERHAVEN LN, TROY, MO 63379-3851

Mortgage

Document Number	002518/304
Date	Feb 11, 2026
Book Page	2518/304
Instrument	2026001199

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
SysTec Wireless Communications Fixed Wireless	100 / 20