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5197 Ray St, Baker, FL 32531 Property Records

Okaloosa County property record for 5197 Ray St, Baker, FL 32531 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,021 sqft · built 1934
Lot Size0.315 acres (13,736 sqft)
OwnerIndividual Name on File
Tax Bill$147 (2025)
Deeds & MortgagesOct 2021 Transfer
Flood ZoneZone X (minimal risk)
APNC56-000-596-2499-9

Property Details

APN / Parcel Number

Primary APNC56-000-596-2499-9
Alternative APNs
  • 22-3N-24-1200-000E-0150
  • 24N3221200000E0150

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,021 sqft Living Area
Gross Area1,517 sqft
1st Floor Area1,021 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1934
Effective Year BuiltEffective 1934
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,736 sqft (0.315 acres)
Lot Width100 ft Width
PorchOpen/Unfinished Porch
Porch Area342 sqft
Patio Area154 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemConvection
Heating FuelGas

Location & Zoning

Street Address5197 RAY ST
CityBAKER
StateFL
Zip32531-9364
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOME INV CO MILLIGAN LOTS 15 & 16 BLK E RE 5197 RAY ST
Legal Range24W
Legal Township03N
Legal Section22
Legal SubdivisionHOME INV CO MILLIGAN
Legal BlockE
Legal Lot Number150
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2043
Census Tract20101

Owner

Source: Okaloosa County records · APN C56-000-596-2499-9

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5197 RAY ST, BAKER, FL 32531-9364
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateOct 19, 2021
Transfer Doc0035812994
Record UpdatedJun 08, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateOct 20, 2021
Property Address5197 RAY ST, BAKER, FL 32531-9364
Document Number0035812994
Book / Page3581 / 2994
Map ReferenceMB 1-11
Instrument DateOct 19, 2021
Instrument3498203
Transaction TypeTransfer
Record UpdatedNov 03, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5197 RAY ST, BAKER, FL 32531-9364

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$147.00 (+25.64%) Homeowner's exemption$27,485 (+5.99%)$60,225 (+7.83%) Land $19,461 Building $40,764
2023$117.00 (+10.38%) Homeowner's exemption$25,932 (+3%)$55,852 (+7.83%) Land $16,534 Building $39,318
2022$106.00 Homeowner's exemption$25,177$51,796 Land $15,452 Building $36,344

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910201012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 719 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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