Okaloosa County property record for 5191 Ray St, Baker, FL 32531 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 540 sqft · built 1960 |
| Lot Size | 0.322 acres (14,059 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $518 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-2509-5 |
| Primary APN | C56-000-596-2509-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 540 sqft Heated Area |
| Gross Area | 640 sqft |
| 1st Floor Area | 540 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,059 sqft (0.322 acres) |
| Lot Width | 100 ft Width |
| Porch | Open Porch |
| Porch Area | 100 sqft |
| Cooling System | None |
|---|---|
| Heating System | Convection |
| Street Address | 5191 RAY ST |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-9317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOME INV CO MILLIGAN LOTS 1 & 2 BLK H |
| Legal Range | 24 |
| Legal Township | 03N |
| Legal Section | 22 |
| Legal Subdivision | HOMES INV CO ADDN |
| Legal Block | H |
| Legal Lot Number | 1,2 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 20101 |
Source: Okaloosa County records · APN C56-000-596-2509-5
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6631 HIGHWAY 189 N, BAKER, FL 32531-7805 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 1997 |
| Deed Sale | Apr 01, 1997 |
| Deed Document Number | 0002062676 |
| Record Updated | Jun 08, 2026 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $518.00 (+10.21%) | $41,401 (+10.05%) Land $19,461 Building $21,940 | $41,401 (+10.05%) Land $19,461 Building $21,940 |
| 2023 | $470.00 (+5.86%) | $37,619 (+7.79%) Land $16,534 Building $21,085 | $37,619 (+7.79%) Land $16,534 Building $21,085 |
| 2022 | $444.00 | $34,899 Land $15,452 Building $19,447 | $34,899 Land $15,452 Building $19,447 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910201012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Moderate above 55% of the US · above 26% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 719 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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