Okaloosa County property record for 5194 Ray St, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,088 sqft · built 1929 |
| Lot Size | 0.388 acres (16,891 sqft) |
| Owner | Individual on Record |
| Tax Bill | $181 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-2505-3 |
| Primary APN | C56-000-596-2505-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| Gross Area | 1,483 sqft |
| 1st Floor Area | 1,088 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,891 sqft (0.388 acres) |
| Lot Width | 125 ft Width |
| Porch | Open/Unfinished Porch |
|---|---|
| Porch Area | 395 sqft |
| Patio Area | 170 sqft |
| Shed | 1 Shed |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Convection |
| Street Address | 5194 RAY ST |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-9305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOME INV CO MILLIGAN E1/2 OF LOT 6 & ALL OF LOTS 7 & 8 BLK G |
| Legal Range | 24W |
| Legal Township | 03N |
| Legal Section | 22 |
| Legal Subdivision | HOME INV CO MILLIGAN |
| Legal Block | G |
| Legal Lot Number | 60 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 20101 |
Source: Okaloosa County assessment roll, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 5194 RAY ST, BAKER, FL 32531-9305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 20, 2025 |
| Transfer Doc | 0003738463 |
| Record Updated | Sep 20, 2026 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $181.00 (+21.48%) | $31,012 (+5.99%) | $64,668 (+8.08%) Land $24,326 Building $40,342 |
| 2023 | $149.00 (+7.97%) Homeowner's exemption | $29,260 (+3%) | $59,834 (+7.43%) Land $20,667 Building $39,167 |
| 2022 | $138.00 Homeowner's exemption | $28,408 | $55,698 Land $19,315 Building $36,383 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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