Osceola County property record for 5197 Masser Rd, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Vacant Land > Uncategorized |
|---|---|
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $424,990 (2026) |
| Tax Bill | $2,593.00 (2024) |
| Primary APN | 32-26-31-3514-0001-4350 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,098 sqft (0.14 acres) |
|---|
| Street Address | 5197 MASSER RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6427 |
| Property Usage | Vacant Land Property Usage |
| Type | Vacant Land > Uncategorized |
| Legal Description | BUENA LAGO PH 4 PB 34 PGS 88-91 LOT 435 |
| Legal Subdivision | BUENA LAGO PHASE 4 |
| Legal Lot Number | 435 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1039 |
| Census Tract | 43301 |
Source: Osceola County records · APN 32-26-31-3514-0001-4350
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5197 MASSER RD, SAINT CLOUD, FL 34772-6427 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on Record |
| Deed Sale | Mar 31, 2026 · Amount on Record |
| Deed Doc Number | 202642957 |
| Deed Book / Page | 6947 / 347 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 31, 2026 |
| Property Address | 5197 MASSER RD, SAINT CLOUD, FL 34772-6427 |
| Document Number | 0069470347 |
| Book / Page | 6947 / 347 |
| Map Reference | MB 34 PG 88-91 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026042957 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10192 DOWDEN RD, ORLANDO, FL 32832-5128 |
| Name | Verified Name |
|---|---|
| Address | 5197 MASSER RD, SAINT CLOUD, FL 34772-6427 |
| Document Number | 0006947348 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 6947/348 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Number | 0069470366 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 6947/366 |
| Instrument | 2026042959 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2036 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $70,000 Land $70,000 | $70,000 Land $70,000 | |
| 2024 | $2,593.00 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 257 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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