5194 Masser Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5194 Masser Rd, Saint Cloud, FL 34772 · Last verified January 2026

Property Highlights

Property Type	Vacant Land > Residential
Lot Size	6,098 sqft (0.139 acres)
Occupancy	Owner Occupied
Last Sale	$417,990 (2026)
Tax Bill	$2,624.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`322631351400013890`

Exterior

Lot Area	6,098 sqft (0.139 acres)

Location & Zoning

Street Address	5194 MASSER RD
City	SAINT CLOUD
State	FL
Zip	34772-6426
Property Usage	Residential Property Usage
Type	Vacant Land > Residential
Legal Description	BUENA LAGO PH 4 PB 34 PGS 88-91 LOT 389
Legal Phase	4
Legal Lot Number	389
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1039
Census Tract	43301

Owner

Source: Osceola County records · APN 322631351400013890

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5194 MASSER RD, SAINT CLOUD, FL 34772-6426
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 02, 2026 · Amount on Record
Deed Sale	Jan 02, 2026 · Amount on Record
Deed Doc Number	2026000446
Deed Book / Page	6902 / 2084
Record Refreshed	Jun 08, 2026

January 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 02, 2026
Property Address	5194 MASSER RD, SAINT CLOUD, FL 34772-6426
Document Number	0069022084
Book / Page	6902 / 2084
Map Reference	MB 34 PG 88-91
Instrument Date	Dec 29, 2025
Instrument	2026000446
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2026
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,926.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5194 MASSER RD, SAINT CLOUD, FL 34772-6426

Mortgage

Document Number	0069022085
Date	Jan 02, 2026
Instrument	6902/2085

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,624.00	$70,000 Land $70,000	$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	66.0 ft

Wildfire

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	About 1 in 257 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.