Osceola County property record for 5190 Masser Rd, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 6,098 sqft (0.139 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $462,990 (2025) |
| Tax Bill | $2,624.00 (2025) |
| Primary APN | 322631351400013880 |
|---|
| Lot Area | 6,098 sqft (0.139 acres) |
|---|
| Street Address | 5190 MASSER RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6426 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | BUENA LAGO PH 4 PB 34 PGS 88-91 LOT 388 |
| Legal Phase | 4 |
| Legal Lot Number | 388 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 43301 |
Source: Osceola County records · APN 322631351400013880
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5190 MASSER RD, SAINT CLOUD, FL 34772-6426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 16, 2025 · Amount on Record |
| Deed Sale | Sep 16, 2025 · Amount on Record |
| Deed Document Number | 2025114552 |
| Deed Book / Page | 6849 / 2116 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 16, 2025 |
| Property Address | 5190 MASSER RD, SAINT CLOUD, FL 34772-6426 |
| Document Number | 0068492116 |
| Book / Page | 6849 / 2116 |
| Map Reference | MB 34 PG 88 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 2025114552 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,241.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10192 DOWDEN RD, ORLANDO, FL 32832-5128 |
| Name | Verified Name |
|---|---|
| Address | 5190 MASSER RD, SAINT CLOUD, FL 34772-6426 |
| Document Number | 0068492117 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 6849/2117 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Number | 0068492132 |
|---|---|
| Date | Sep 16, 2025 |
| Book Page | 6849/2132 |
| Instrument | 2025114554 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,624.00 | $70,000 Land $70,000 | $70,000 Land $70,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 257 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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