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5191 Sparrow Ct, Ferndale, WA 98248 Property Records

Whatcom County property record for 5191 Sparrow Ct, Ferndale, WA 98248

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,680 sqft · built 2007
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Sep 2017)
Tax Bill$5,063 (2025)
Deeds & MortgagesSep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN390233-229420-0000

Property Details

APN / Parcel Number

Primary APN390233-229420-0000
Alternative APNs
  • 545526
  • 99507

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,680 sqft Living Area
Gross Area3,208 sqft
1st Floor Area1,720 sqft
FlooringCarpet
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleMulti-Level
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchWood Porch
Porch Area360 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number99507
Street Address5191 SPARROW CT
CityFERNDALE
StateWA
Zip98248-7800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionLABOUNTY ESTATES LOT 14
Legal Range02
Legal Township39
Legal Section33
Legal SubdivisionLABOUNTY ESTATES
Legal Block1
Legal Lot Number14
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group1
Census Block1002
Census Tract201

Owner

Source: Whatcom County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5191 SPARROW CT, FERNDALE, WA 98248-7800
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2017 · Amount on Record
Deed SaleSep 26, 2017 · Amount on Record
Prior SaleAug 27, 2008 · Amount on Record
Deed Document Number2017902715
Prior Transfer DateSep 21, 2017
Prior Transfer Doc0000902715
Record UpdatedOct 29, 2026

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateSep 26, 2017
Property Address5191 SPARROW CT, FERNDALE, WA 98248-7800
Document Number2170902715
Instrument DateSep 21, 2017
Instrument902715
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyCHICAGO TITLE COMPANY/WA, CHICAGO TITLE CO/WA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,125.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5191 SPARROW CT FERNDALE WA 982487800, FERNDALE, WA 98248-7800

Mortgage

Document Number2170902716
DateSep 26, 2017
Instrument902716
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 25, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityFerndale City
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,063.00 (+6.16%)$677,592 (+5.88%) Land $203,700 Building $473,892$677,592 (+5.88%) Land $203,700 Building $473,892
2022$639,936 Land $148,834 Building $491,102$639,936 Land $148,834 Building $491,102
2021$4,769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2021–2022)
Most Recent ClaimDec 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 19,305 people · EPA ID WA5324850
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber		6,000 / 6,000
Xfinity
Cable		2,000 / 250

May also be available: Astound Broadband, Verizon.

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