Whatcom County property record for 5188 Sparrow Ct, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,564 sqft · built 2006 |
| Lot Size | 0.165 acres (7,196 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $343,780 (Apr 2007) |
| Tax Bill | $4,899 (2025) |
| Deeds & Mortgages | Jan 2025 Line of Credit Dec 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 91299 |
| Primary APN | 91299 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,564 sqft Living Area |
| 1st Floor Area | 1,396 sqft |
| 2nd Floor Area | 1,168 sqft |
| Flooring | Wood |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,196 sqft (0.165 acres) |
| Garage Type | Built-in |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 132 sqft |
| Deck Area | 192 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 91299 |
|---|---|
| Street Address | 5188 SPARROW CT |
| City | FERNDALE |
| State | WA |
| Zip | 98248-7800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Description | LABOUNTY ESTATES LOT 25 |
| Legal Range | 02 |
| Legal Township | 39 |
| Legal Section | 33 |
| Legal Subdivision | LABOUNTY ESTATES |
| Legal Lot Number | 25 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 201 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 5188 SPARROW CT, FERNDALE, WA 98248-7800 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 16, 2025 | Deed of Trust, Mortgage · Line of Credit INDUSTRIAL CU |
| Dec 16, 2024 | Deed of Trust, Mortgage · Line of Credit INDUSTRIAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2007 · Amount on Record |
| Deed Sale | Apr 2, 2007 · Amount on Record |
| Deed Document Number | 2070400212 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5188 SPARROW CT, FERNDALE, WA 98248-7800 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 5188 SPARROW CT, FERNDALE, WA 98248-7800 |
| Document Number | 0000101016 |
|---|---|
| Date | Jan 16, 2025 |
| Instrument | 2025-0101016 |
| Name | INDUSTRIAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5188 SPARROW CT, FERNDALE, WA 98248-7800 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 5188 SPARROW CT, FERNDALE, WA 98248-7800 |
| Document Number | 0001200981 |
|---|---|
| Date | Dec 16, 2024 |
| Instrument | 2024-1200981 |
| Name | INDUSTRIAL CREDIT UNION |
|---|---|
| Address | BELLINGHAM, WA 98227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Ferndale City |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,899.00 (+7.11%) | $653,958 (+6.54%) Land $203,700 Building $450,258 | $653,958 (+6.54%) Land $203,700 Building $450,258 |
| 2022 | $613,823 Land $148,834 Building $464,989 | $613,823 Land $148,834 Building $464,989 | |
| 2021 | $4,574.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2021–2022) |
| Most Recent Claim | Dec 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 19,305 people · EPA ID WA5324850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Astound Broadband, Verizon.
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