5184 Sparrow Ct, Ferndale, WA 98248 Property Records

Whatcom County property record for 5184 Sparrow Ct, Ferndale, WA 98248

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,123 sqft · built 2006
Lot Size0.149 acres (6,504 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (Nov 2016)
Tax Bill$5,537 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN536841

Property Details

APN / Parcel Number

Primary APN536841
Alternative APNs
  • 390233 231406 0000
  • 99514

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,123 sqft Living Area
1st Floor Area1,752 sqft
2nd Floor Area1,371 sqft
FlooringWood
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleSplit Level
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area6,504 sqft (0.149 acres)
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area66 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number536841
Street Address5184 SPARROW CT
CityFERNDALE
StateWA
Zip98248-7800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRO
Legal DescriptionLABOUNTY ESTATES LOT 27
Legal Range02
Legal Township39
Legal Section33
Legal SubdivisionLABOUNTY ESTATES
Legal Lot Number27
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group1
Census Block1002
Census Tract201

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5184 SPARROW CT, FERNDALE, WA 98248-7800
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2016 · Amount on Record
Deed SaleNov 30, 2016 · Amount on Record
Prior SaleFeb 28, 2007 · Amount on Record
Deed Document Number2016-1103443
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address5184 SPARROW CT, FERNDALE, WA 98248-7800
Transaction TypeMortgage
Record UpdatedNov 1, 2023
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000701505
DateJul 12, 2021
Instrument2021-0701505
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueAug 1, 2046

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityFerndale City
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,537.00 (+5.31%)$739,115 (+4.75%) Land $203,700 Building $535,415$739,115 (+4.75%) Land $203,700 Building $535,415
2022$705,612 Land $148,834 Building $556,778$705,612 Land $148,834 Building $556,778
2021$5,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2021–2022)
Most Recent ClaimDec 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 19,305 people · EPA ID WA5324850
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250

May also be available: Astound Broadband, Verizon.

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