5190 Jones Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5190 Jones Rd, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2015
Square Footage	1,559 sqft Living Area
Lot Size	14,374 sqft (0.33 acres)
Occupancy	Owner Occupied
Last Sale	$10,000 (2014)
Tax Bill	$2,746.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`20-25-31-4260-0001-009C`
Alternative APNs	`25312042600001009C` `91611`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,559 sqft Living Area
Gross Area	2,432 sqft Gross Area
1st Floor Area	1,559 sqft 1st Floor
Stories	1 Story
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,374 sqft (0.33 acres)
Lot Dimensions	1 ft deep x 156 ft wide
Parking Spaces	2 Parking Spaces
Garage Type	Attached
Garage Area	571 sqft Garage
Porch	Slab
Porch Area	302 sqft Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5190 JONES RD
City	SAINT CLOUD
State	FL
Zip	34771-9584
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NARCOOSSEE PB 1 PGS 17-19 & PB 1 PGS 73-74 THAT PART OF TRACT 9C BEING DESCRIBED AS FOLLOWS: COM AT SW COR OF TRACT 9C, N 104.52 FT TO POB; CONT N 98.73 FT TO POINT BEING S/L OF N 238.75 FT OF TRACT 9C, S 86 DEG E 130.05 FT TO WLY R/W OF JONES RD, S
Legal Range	31E
Legal Township	25S
Legal Section	20
Legal Subdivision	NARCOOSSEE NEW MAP OF
Legal Tract	9C
Legal Block	9C
Legal Lot Number	9C
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3003
Census Tract	43700

Owner

Source: Osceola County records · APN 20-25-31-4260-0001-009C

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5190 JONES RD, SAINT CLOUD, FL 34771-9584
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 06, 2014 · Amount on Record
Deed Sale	May 06, 2014 · Amount on Record
Deed Document Number	201462766
Deed Book / Page	4604 / 2041
Last Transfer Date	Aug 31, 2020
Transfer Doc	0057881432
Record Updated	Sep 20, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Sep 04, 2020
Property Address	5190 JONES RD, SAINT CLOUD, FL 34771-9584
Document Number	0057881432
Book / Page	5788 / 1432
Map Reference	MB 1 PG 73&74
Instrument Date	Aug 31, 2020
Instrument	2020118552
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5190 JONES RD, SAINT CLOUD, FL 34771-9584

Mortgage

Document Number	0057881434
Date	Sep 04, 2020
Instrument	5788/1434

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2035

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,746.00 (+5.94%) Homeowner's exemption	$187,669 (+5.99%)	$300,000 (+18.72%) Land $57,000 Building $243,000
2024	$2,592.00 (+2.33%)
2023	$2,533.00 (+4.8%) Homeowner's exemption	$177,068 (+3%)	$252,700 (+16.34%) Land $14,100 Building $238,600
2022	$2,417.00 Homeowner's exemption	$171,911	$217,200 Land $14,100 Building $203,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	About 1 in 369 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.