5205 Jones Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5205 Jones Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,782 sqft · built 1991
Lot Size0.56 acres (24,394 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Jan 2022)
Tax Bill$3,142 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Dec 2020 Foreclosure
Flood ZoneZone X (minimal risk)
APN91581

Property Details

APN / Parcel Number

Primary APN91581
Alternative APN
  • 202531358700010020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,782 sqft Heated Area
Gross Area1,797 sqft
1st Floor Area1,184 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2001
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,394 sqft (0.56 acres)
PorchEnclosed Porch
Porch Area613 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number91581
Street Address5205 JONES RD
CitySAINT CLOUD
StateFL
Zip34771-9587
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJULIAN ESTATES PB 6 PG 140 LOT 2
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionJULIAN ESTATES
Legal Tract3587
Legal Block1
Legal Lot Number2
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records · APN 91581

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5205 JONES RD, SAINT CLOUD, FL 34771-9587
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 04, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 01, 2020Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 04, 2022 · Amount on Record
Deed SaleJan 04, 2022 · Amount on Record
Prior SaleDec 01, 2020 · Amount on Record
Deed Document Number2022001632
Deed Book / Page6122 / 88
Record UpdatedJun 08, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 04, 2022
Property Address5205 JONES RD, SAINT CLOUD, FL 34771-9587
Document Number0061220088
Book / Page6122 / 88
Map ReferenceMB 6 PG 140
Instrument DateDec 17, 2021
Instrument2022001632
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyOLD TAMPA BAY TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressDRUMFORSKIE BRIDGE OF DEE, ABERDEEN XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 MAGICAL WAY, KISSIMMEE, FL 34744-5520
InvestorPossibly a Property Investor

Mortgage

Document Number0000612290
DateJan 04, 2022
Instrument6122/90
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

December 2020: Foreclosure

Document TypeForeclosure
JurisdictionOSCEOLA FL
Recording DateDec 01, 2020
Property Address5205 JONES RD, SAINT CLOUD, FL 34771-9587
Document Number0058412896
Book / Page005841 / 002896
Instrument DateNov 17, 2020
Instrument162636
Transaction TypeForeclosure
Record UpdatedDec 16, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,428.00
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 S CLYDE AVE KISSIMMEE FL 347415615, KISSIMMEE, FL 34741-5615

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,142.00 (+7.97%) Homeowner's exemption$216,258 (+5.99%)$242,900 (+8.34%) Land $53,000 Building $189,900
2023$2,910.00 (+4.53%) Homeowner's exemption$204,043 (+3%)$224,200 (+13.18%) Land $48,000 Building $176,200
2022$2,784.00 Homeowner's exemption$198,100 Land $48,000 Building $150,100$198,100 Land $48,000 Building $150,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire LikelihoodAbout 1 in 276 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 155 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
XfinityCable1,200 / 35
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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