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5164 Jones Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5164 Jones Rd, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,170 sqft · built 1993
Lot Size0.46 acres (20,037 sqft)
OwnerIndividual Name on File
Tax Bill$2,157 (2025)
Deeds & MortgagesMay 2018 Mortgage
Nov 2017 Transfer
Flood ZoneZone X (minimal risk)
APN20-25-31-4260-0076-0050

Property Details

APN / Parcel Number

Primary APN20-25-31-4260-0076-0050
Alternative APNs
  • 253120426000760050
  • 91672

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,170 sqft Living Area
Gross Area2,205 sqft
1st Floor Area2,170 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,037 sqft (0.46 acres)
Lot Dimensions1 ft deep x 75 ft wide
PorchFinished/Open Porch
Porch Area35 sqft
Patio Area136 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5164 JONES RD
CitySAINT CLOUD
StateFL
Zip34771-9584
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW MAP OF NARCOOSSEE PB 1 PGS 17-19 & PB 1 PGS 73-74 BLK 76 BEG 396 FT N OF SE COR LOT 76, RUN S 196 FT, W 75 FT, N 8 DEG 15 MIN W 291 FT, SELY DIR TO POB
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNARCOOSSEE NEW MAP OF
Legal Tract4260
Legal Block76
Legal Lot Number76
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3003
Census Tract43700

Owner

Source: Osceola County records · APN 20-25-31-4260-0076-0050

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5164 JONES RD, SAINT CLOUD, FL 34771-9584
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2018Deed of Trust, Mortgage · Commercial Mortgage
JPMORGAN CHASE BANK NA
Nov 27, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateNov 27, 2017
Transfer Doc0052441358
Record UpdatedJun 08, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5164 JONES RD, SAINT CLOUD, FL 34771-9584
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053400378
DateMay 25, 2018
Book Page5340/0378
Instrument2018082633
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueMay 15, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateNov 27, 2017
Property Address5164 JONES RD, SAINT CLOUD, FL 34771-9584
Document Number0052441358
Book / Page005244 / 001358
Instrument DateJul 27, 2017
Instrument168158
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5164 JONES RD ST CLOUD FL 347719584, ST CLOUD, FL 34771-9584

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,157.00 (+6.73%) Homeowner's exemption$145,132 (+5.99%)$270,300 (+19.34%) Land $60,000 Building $210,300
2024$2,021.00 (+2.43%)
2023$1,973.00 Homeowner's exemption$136,934$226,500 Land $20,700 Building $205,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 70 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Wildfire

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire LikelihoodAbout 1 in 369 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 155 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
XfinityCable1,200 / 35
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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