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519 Windermere Dr, Culpeper, VA 22701 Property Records

Culpeper County property record for 519 Windermere Dr, Culpeper, VA 22701

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,880 sqft · built 2005
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on Record
Last Sale$230,000 (Nov 2010)
Tax Bill$2,323 (2025)
Deeds & MortgagesAug 2021 Refinance
Jun 2021 Transfer
Flood ZoneZone X (minimal risk)
APN40-R-2-215

Property Details

APN / Parcel Number

Primary APN40-R-2-215
Alternative APN
  • 21409

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,880 sqft Living Area
1st Floor Area1,442 sqft
Basement Area1,442 sqft
Unfinished Basement1,442 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage Area440 sqft
DrivewayGravel (Chat) Driveway
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number21409
Street Address519 WINDERMERE DR
CityCULPEPER
StateVA
Zip22701-2058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionREDWOOD LAKES PHASE 2C, LOT 215 11,026 SQ FT PLAT 8/320-326
Legal SubdivisionREDWOOD LAKES
Legal Phase2C
Legal Lot Number11,215
JurisdictionCULPEPER VA
Township / Civil DivisionWEST FAIRFAX
Census Block Group3
Census Block3016
Census Tract930203

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address519 WINDERMERE DR, CULPEPER, VA 22701-2058
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
RUOFF MORTGAGE COMPANY INC
Jun 7, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2010 · Amount on Record
Deed SaleNov 9, 2010 · Amount on Record
Prior SaleAug 2, 2005 · Amount on Record
Deed Book / Page1000 / 5957
Last Transfer DateJun 4, 2021
Transfer Doc0000005260
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Property Address519 WINDERMERE DR, CULPEPER, VA 22701-2058
Transaction TypeMortgage
Record UpdatedMay 8, 2026
Title CompanyBLUE RIDGE TITLE AND SETTLEMENT, BLUE RIDGE TITLE & STLMNT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210007689
DateAug 30, 2021
Instrument210007689
Lender
NameRUOFF MORTGAGE COMPANY INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCULPEPER VA
Recording DateJun 7, 2021
Property Address519 WINDERMERE DR, CULPEPER, VA 22701-2058
Document Number210005260
Instrument DateJun 4, 2021
Instrument210005260
Transaction TypeTransfer
Record UpdatedJul 21, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address519 WINDERMERE DR, CULPEPER, VA 22701-2058

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
MunicipalityCulpeper Town
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,323.00 (-12.83%)$540,200 (+8.63%) Land $111,500 Building $428,700$540,200 (+8.63%) Land $111,500 Building $428,700
2024$2,665.00 (+1.91%)
2023$2,615.00$497,300 Land $99,300 Building $398,000$497,300 Land $99,300 Building $398,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CULPEPER
serves 21,184 people · EPA ID VA6047500
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		1,200 / 35
Virginia Broadband
Fixed Wireless · not low latency		100 / 25

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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