Culpeper County property record for 522 Windermere Dr, Culpeper, VA 22701 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,132 sqft Living Area |
| Lot Size | 9,583 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $297,700 (2021) |
| Tax Bill | $2,066.00 (2025) |
| Primary APN | 40-R-2-204 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,132 sqft Living Area |
| 1st Floor | 1,028 sqft 1st Floor |
| Basement Area | 1,028 sqft Basement |
| Unfinished Basement | 1,028 sqft Unfinished |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,583 sqft (0.22 acres) |
| Driveway | Driveway Chat |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 400 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 21401 |
|---|---|
| Street Address | 522 WINDERMERE DR |
| City | CULPEPER |
| State | VA |
| Zip | 22701-2056 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | REDWOOD LAKES PHASE 2C, LOT 204 10,001 SQ FT PLAT 8/320-326 |
| Legal Subdivision | REDWOOD LAKES |
| Legal Phase | 2C |
| Legal Lot Number | 10,204 |
| Jurisdiction | CULPEPER VA |
| Minor Civil Division | WEST FAIRFAX |
| Census Blockgroup | 3 |
| Census Block | 3014 |
| Census Tract | 930203 |
Source: Culpeper County records · APN 40-R-2-204
Assessment roll updated November 7, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 522 WINDERMERE DR, CULPEPER, VA 22701-2056 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 28, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Feb 13, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Jul 08, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| May 25, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage THE FEDERAL SAVINGS BANK |
| Jun 15, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 25, 2021 · Amount on Record |
| Deed Sale | May 25, 2021 · Amount on Record |
| Prior Sale | Sep 30, 2009 · Amount on Record |
| Deed Doc Number | 20214885 |
| Prior Transfer Date | May 21, 2021 |
| Prior Transfer Doc | 0000004885 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 522 WINDERMERE DR, CULPEPER, VA 22701-2056 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0220006559 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 220006559 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 01, 2062 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 522 WINDERMERE DR, CULPEPER, VA 22701-2056 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0240000554 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 240000554 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 01, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 522 WINDERMERE DR, CULPEPER, VA 22701-2056 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0240002882 |
|---|---|
| Date | Jul 08, 2024 |
| Instrument | 240002882 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 01, 2064 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | May 25, 2021 |
| Property Address | 522 WINDERMERE DR, CULPEPER, VA 22701-2056 |
| Document Number | 0210004885 |
| Instrument Date | May 21, 2021 |
| Instrument | 210004885 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2022 |
| Title Company | JDM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 WINDERMERE DR, CULPEPER, VA 22701-2056 |
| Document Number | 0210004886 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 210004886 |
| Name | THE FEDERAL SAVINGS BANK |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Jun 15, 2020 |
| Property Address | 522 WINDERMERE DR, CULPEPER, VA 22701-2056 |
| Document Number | 200003583 |
| Instrument Date | Jun 09, 2020 |
| Instrument | 3583 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 WINDERMERE DR CULPEPER VA 227012056, CULPEPER, VA 22701-2056 |
Source: Culpeper County records · Assessment roll updated November 7, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Municipality | Culpeper Town |
| Unified School District | Culpeper County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,066.00 (-11.75%) | $480,500 (+15.12%) Land $111,100 Building $369,400 | $480,500 (+15.12%) Land $111,100 Building $369,400 |
| 2024 | $2,341.00 (+6.65%) | ||
| 2023 | $2,195.00 | $417,400 Land $98,900 Building $318,500 | $417,400 Land $98,900 Building $318,500 |
Source: FEMA National Flood Hazard Layer, Culpeper County (51047C), updated February 25, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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