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509 Windermere Dr, Culpeper, VA 22701 Property Records

Culpeper County property record for 509 Windermere Dr, Culpeper, VA 22701

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,863 sqft · built 2005
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$440,000 (Apr 2023)
Tax Bill$2,197 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN40-R-2-213

Property Details

APN / Parcel Number

Primary APN40-R-2-213
Alternative APN
  • 21407

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,863 sqft Living Area
1st Floor Area1,442 sqft
Basement Area1,442 sqft
Unfinished Basement1,442 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Garage Area440 sqft
DrivewayGravel (Chat) Driveway
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number21407
Street Address509 WINDERMERE DR
CityCULPEPER
StateVA
Zip22701-2058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionREDWOOD LAKES PHASE 2C, LOT 213 10,000 SQ FT PLAT 8/320-326
Legal SubdivisionREDWOOD LAKES
Legal Phase2C
Legal Lot Number10,213
JurisdictionCULPEPER VA
Township / Civil DivisionWEST FAIRFAX
Census Block Group3
Census Block3016
Census Tract930203

Owner

509 Windermere Dr is owned and occupied by an individual who bought it in April 2023.

Source: Culpeper County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address509 WINDERMERE DR, CULPEPER, VA 22701-2058
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2023 · Amount on File
Deed SaleApr 20, 2023 · Amount on File
Prior SaleAug 5, 2005 · Amount on File
Deed Document Number20231510
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCULPEPER VA
Recording DateApr 20, 2023
Property Address509 WINDERMERE DR, CULPEPER, VA 22701-2058
Document Number0230001510
Instrument DateApr 13, 2023
Instrument230001510
Transaction TypeTransfer
Record UpdatedMay 24, 2023
Title CompanyOPTIMA TITLE SOLUTIONS AND ESCRO, OPTIMA TITLE SOLUTIONS&ESCR

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 WINDERMERE DR, CULPEPER, VA 22701-2058

Mortgage

Document Number0230001513
DateApr 20, 2023
Instrument230001513
Lender
NameUNITED WHOLESALE MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 509 Windermere Dr was $2,197, down 11.5% from the year before.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
MunicipalityCulpeper Town
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,197.00 (-11.52%)$510,900 Land $111,100 Building $399,800$510,900 Land $111,100 Building $399,800
2024$2,483.00 (+9.14%)
2023$2,275.00$432,600 Land $98,900 Building $333,700$432,600 Land $98,900 Building $333,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Windermere Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Windermere Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CULPEPER
serves 21,184 people · EPA ID VA6047500
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		1,200 / 35
Virginia Broadband
Fixed Wireless · not low latency		100 / 25

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windermere Dr

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