5188 E Lakeshore Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 5188 E Lakeshore Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,000 sqft · built 1989
Lot Size	0.119 acres (5,180 sqft)
Owner	Trust Name on File
Tax Bill	$7,438 (2025)
Deeds & Mortgages	Sep 2020 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`217-210-063-4`

Property Details

APN / Parcel Number

Primary APN	`217-210-063-4`
Alternative APN	`217-210-063`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
1st Floor Area	1,085 sqft
2nd Floor Area	915 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cluster
Lot Area	5,180 sqft (0.119 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5188 E LAKESHORE DR
City	SAN RAMON
State	CA
Zip	94582-4887
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T6550 LOTS 89 & 89A
Legal Subdivision	SUBDIVISION 6550
Legal Tract	6550
Legal Lot Number	89
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3000
Census Tract	345117

Owner

5188 E Lakeshore Dr is owner-occupied and held in a trust since August 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	5188 E LAKESHORE DR, SAN RAMON, CA 94582-4887
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Sep 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Apr 18, 2019	Deed of Trust, Mortgage VANTAGE PT TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 20, 2020
Transfer Doc	0000190317
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 1, 2020
Property Address	5188 E LAKESHORE DR, SAN RAMON, CA 94582-4887
Document Number	0000190319
Instrument Date	Aug 20, 2020
Instrument	190319
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5188 E LAKESHORE DR SAN RAMON CA 945824887, SAN RAMON, CA 94582-4887

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 1, 2020
Property Address	5188 E LAKESHORE DR, SAN RAMON, CA 94582-4887
Document Number	0000190317
Map Reference	MB 308 PG 30
Instrument Date	Aug 20, 2020
Instrument	2020-190317
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5188 E LAKESHORE DR, SAN RAMON, CA 94582-4887

Mortgage

Document Number	0000190318
Date	Sep 1, 2020
Instrument	2020-190318

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5188 E LAKESHORE DR, SAN RAMON, CA 94582-4887
Document Number	0000059581
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5188 E LAKESHORE DR SAN RAMON CA 945824887, SAN RAMON, CA 94582-4887

Tax Assessment & Valuation

The 2025 property tax bill for 5188 E Lakeshore Dr was $7,438 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$566,333 (+2%) Land $293,088 Building $273,245
2025	$7,438.00 Homeowner's exemption	$555,230 Land $287,342 Building $267,888
2023	$7,127.00 (+1.97%) Homeowner's exemption	$533,672 Land $276,185 Building $257,487
2022	$6,989.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5188 E Lakeshore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5188 E Lakeshore Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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