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  5. E Lakeshore Dr

5138 E Lakeshore Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 5138 E Lakeshore Dr, San Ramon, CA 94582

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,791 sqft · built 1989
Lot Size0.109 acres (4,734 sqft)
OwnerIndividual Name on Record
Last Sale$1,075,000 (May 2020)
Tax Bill$14,143 (2025)
Deeds & MortgagesAug 2021 Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN217-210-058-4

Property Details

APN / Parcel Number

Primary APN217-210-058-4
Alternative APN
  • 217-210-058

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,791 sqft Living Area
1st Floor Area1,006 sqft
2nd Floor Area785 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleContemporary
Exterior MaterialStucco
Roof MaterialTile
Lot Area4,734 sqft (0.109 acres)
Garage TypeAttached
Garage Area439 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5138 E LAKESHORE DR
CitySAN RAMON
StateCA
Zip94582-4887
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT6550 LOTS 84 & 84A
Legal SubdivisionSUBDIVISION 6550
Legal Tract6550
Legal Lot Number84
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3000
Census Tract345117

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5138 E LAKESHORE DR, SAN RAMON, CA 94582-4887
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
May 6, 2020Grant Deed, Transfer · Conventional Mortgage
CITIBANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2020 · Amount on Record
Deed SaleMay 6, 2020 · Amount on Record
Prior SaleMay 15, 2009 · Amount on Record
Deed Document Number202086111
Prior Transfer DateSep 24, 1997
Prior Transfer Doc0000193243
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address5138 E LAKESHORE DR, SAN RAMON, CA 94582-4887
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5138 E LAKESHORE DR, SAN RAMON, CA 94582-4887

Mortgage

Document Number0000226801
DateAug 16, 2021
Instrument2021-226801
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueMay 1, 2051

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateMay 6, 2020
Property Address5138 E LAKESHORE DR, SAN RAMON, CA 94582-4887
Document Number0000086111
Map ReferenceMB 308 PG 30
Instrument DateMay 1, 2020
Instrument2020-086111
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5138 E LAKESHORE DR, SAN RAMON, CA 94582-4887

Mortgage

Document Number0000086112
DateMay 6, 2020
Instrument2020-086112
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,199,179 (+2%) Land $892,413 Building $306,766
2025$14,143.00 (+3.96%) Homeowner's exemption$1,175,666 (+4.04%) Land $874,915 Building $300,751
2023$13,604.00 (+1.38%) Homeowner's exemption$1,130,015 Land $840,942 Building $289,073
2022$13,419.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 75% of California
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Unwired
Fixed Wireless		300 / 25
Etheric Networks
Fixed Wireless		250 / 100
AT&T
DSL · Fiber in parts of the area		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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