Tate County property record for 5187 Hwy 305, Coldwater, MS 38618
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1,748 sqft · built 2019 |
| Lot Size | 6.4 acres (278,784 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,896 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028 34 0000214 |
| Primary APN | 028 34 0000214 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 1,748 sqft Finished Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 278,784 sqft (6.4 acres) |
| Street Address | 5187 HIGHWAY 305 |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-5818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 112 INDEPENDENCE ESTATES |
| Legal Range | 06 |
| Legal Township | 04 |
| Legal Section | 34 |
| Legal Subdivision | INDEPENDENCE ESTATES |
| Legal Lot Number | 112 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 950100 |
5187 Hwy 305 is owned and occupied by an individual who acquired it in July 2015.
Source: Tate County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5187 HIGHWAY 305, COLDWATER, MS 38618-5818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2018 | Deed of Trust, Mortgage SYCAMORE BANK |
| May 7, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE MORTGAGE BANKERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2015 |
| Deed Sale | Jul 29, 2015 |
| Deed Document Number | 0020152060 |
| Deed Book / Page | 2015 / 2060 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 5187 HIGHWAY 305, COLDWATER, MS 38618-5818 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000011361 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 0000002018/0000011361 |
| Name | SYCAMORE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 5187 HIGHWAY 305, COLDWATER, MS 38618-5818 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/6110 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 2020/6110 |
| Name | NATIONWIDE MORTGAGE BANKERS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 5187 Hwy 305 was $1,896.
Source: Tate County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,896.00 | $17,946 Land $3,700 Building $14,246 | $179,461 Land $37,000 Building $142,461 |
| 2023 | $1,610.00 | $14,405 Land $3,700 Building $10,705 | $144,049 Land $37,000 Building $107,049 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5187 Hwy 305 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5187 Hwy 305 is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures