5047 Hwy 305, Coldwater, MS 38618 Property Records

Tate County property record for 5047 Hwy 305, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,838 sqft · built 2000
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,200 (Mar 2024)
Tax Bill	$497 (2025)
Deeds & Mortgages	Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028 34 0000220`

Property Details

APN / Parcel Number

Primary APN	`028 34 0000220`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	1,838 sqft Finished Area
1st Floor Area	1,784 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	91,476 sqft (2.1 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Utility Building	1,080 sqft

Location & Zoning

Street Address	5047 HIGHWAY 305
City	COLDWATER
State	MS
Zip	38618-5820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 201 PINEY WOODS ESTATES
Legal Range	06
Legal Township	04
Legal Section	34
Legal Subdivision	PINEY WOODS ESTATES
Legal Lot Number	201
Jurisdiction	TATE MS
Township / Civil Division	5
Census Block Group	3
Census Block	3007
Census Tract	950100

Owner

Source: Tate County records, as of December 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5047 HIGHWAY 305, COLDWATER, MS 38618-5820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2024 · Amount on Record
Deed Sale	Mar 1, 2024 · Amount on Record
Prior Sale	Sep 21, 2006
Deed Book / Page	2024 / 687
Prior Transfer Date	Jan 20, 2015
Prior Transfer Doc	2015/406
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	5047 HIGHWAY 305, COLDWATER, MS 38618-5820
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02024/2219
Date	Mar 1, 2024
Book Page	2024/2219

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2039

Tax Assessment & Valuation

Source: Tate County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$497.00 (+85.45%)	$11,568 (+21.5%) Land $1,660 Building $9,908	$115,681 (+21.5%) Land $16,600 Building $99,081
2023	$268.00	$9,521 Land $1,660 Building $7,861	$95,211 Land $16,600 Building $78,611

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 83% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20