Tate County property record for 5069 Hwy 305, Coldwater, MS 38618
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,729 sqft · built 1994 |
| Lot Size | 6.5 acres (283,140 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $452,200 (Jan 2023) |
| Tax Bill | $2,718 (2025) |
| Deeds & Mortgages | Jul 2005 Mortgage Jul 2005 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028 34 0000213 |
| Primary APN | 028 34 0000213 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,729 sqft Finished Area |
| 1st Floor Area | 2,279 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 283,140 sqft (6.5 acres) |
| Pool Area | 630 sqft |
| Patio Area | 630 sqft |
| Utility Building | 720 sqft |
| Street Address | 5069 HIGHWAY 305 |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-5820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 111 INDEPENDENCE ESTATES |
| Legal Range | 06 |
| Legal Township | 04 |
| Legal Section | 34 |
| Legal Subdivision | INDEPENDENCE ESTATES |
| Legal Lot Number | 111 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 950100 |
Source: Tate County records, as of April 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5069 HIGHWAY 305, COLDWATER, MS 38618-5820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2005 | Deed of Trust, Mortgage FIRST HORIZON HOME LOAN CORPORATION |
| Jul 28, 2005 | Deed of Trust, Mortgage FIRST HORIZON HOME LOAN CORPORATION |
| Jan 9, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2023 · Amount on Record |
| Deed Sale | Jan 9, 2023 · Amount on Record |
| Deed Book / Page | 2023 / 126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 5069 HIGHWAY 305, COLDWATER, MS 38618-5820 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2005/10213 |
|---|---|
| Date | Jul 28, 2005 |
| Book Page | 2005/10213 |
| Name | FIRST HORIZON HOME LOAN CORPORATION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 5069 HIGHWAY 305, COLDWATER, MS 38618-5820 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002005/213 |
|---|---|
| Date | Jul 28, 2005 |
| Book Page | 2005/213 |
| Name | FIRST HORIZON HOME LOAN CORPORATION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Aug 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TATE MS |
| Recording Date | Jan 9, 2023 |
| Property Address | 5069 HIGHWAY 305, COLDWATER, MS 38618-5820 |
| Document Number | 002023/126 |
| Book / Page | 2023 / 126 |
| Instrument Date | Jan 5, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0002023259 |
|---|---|
| Date | Jan 9, 2023 |
| Instrument | 2023/259 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
Source: Tate County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,718.00 (+20.37%) | $24,660 (+27.84%) Land $3,750 Building $20,910 | $246,602 (+27.84%) Land $37,500 Building $209,102 |
| 2023 | $2,258.00 | $19,289 Land $3,750 Building $15,539 | $192,892 Land $37,500 Building $155,392 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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