5150 SE Sterling Cir, Stuart, FL 34997 Property Records

Martin County property record for 5150 SE Sterling Cir, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,944 sqft · built 1987
Lot Size	1.02 acres (44,605 sqft)
Owner	Individual Name on File
Last Sale	$695,000 (Dec 2025)
Tax Bill	$8,946 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Mar 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`53-38-41-001-000-0013.0-5-0000`

Property Details

APN / Parcel Number

Primary APN	`53-38-41-001-000-0013.0-5-0000`
Alternative APNs	`53-38-41-001-000-00130-5` `43206`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
Gross Area	2,406 sqft
1st Floor Area	1,944 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,605 sqft
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43206
Street Address	5150 SE STERLING CIR
City	STUART
State	FL
Zip	34997-6563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CORAL LAKES LOT 13
Legal Range	41E
Legal Township	38S
Legal Section	53
Legal Subdivision	CORAL LAKES
Legal Block	2
Legal Lot Number	13
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2006
Census Tract	1106

Owner

5150 SE Sterling Cir is owned and occupied by an individual who bought it in December 2025.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	5150 SE STERLING CIR, STUART, FL 34997-6563
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Warranty Deed, Transfer · Conventional Mortgage EAST COAST MORTGAGE LENDERS INC
Mar 26, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2025 · Amount on File
Deed Sale	Dec 22, 2025 · Amount on File
Prior Sale	Mar 26, 2024 · Amount on File
Deed Document Number	20253162025
Deed Book / Page	3539 / 2297
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 22, 2025
Property Address	5150 SE STERLING CIR, STUART, FL 34997-6563
Document Number	0035392297
Book / Page	3539 / 2297
Map Reference	MB 7 PG 80
Instrument Date	Dec 19, 2025
Instrument	3162025
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	GLOBAL TITLE PARTNERS LLC, GOLD TITLE PARTNERS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,865.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5120 COUNTY ROAD 17 S, SEBRING, FL 33876-5931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5150 SE STERLING CIR, STUART, FL 34997-6563

Mortgage

Document Number	0035392299
Date	Dec 22, 2025
Instrument	3539/2299

Lender

Name	EAST COAST MORTGAGE LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 26, 2024
Property Address	5150 SE STERLING CIR, STUART, FL 34997-6563
Document Number	0034272076
Book / Page	3427 / 2076
Map Reference	MB 7 PGS 80
Instrument Date	Mar 26, 2024
Instrument	3064295
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Amount	Amount on Record
Tax	$4,620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	375 MOSA DR, WAYNESVILLE, NC 28786-6846

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IS 5150 SOUTHEAST STERLING CIRCLE, STUART, FL 34997

Tax Assessment & Valuation

The 2025 property tax bill for 5150 SE Sterling Cir was $8,946, up 153.9% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,946.00 (+153.86%) Additional exemption filed	$579,480 Land $225,000 Building $354,480	$579,480 Land $225,000 Building $354,480
2024	$3,524.00 (+2.38%)
2023	$3,442.00 (+3.86%) Additional exemption filed	$221,922 (+3%)	$472,060 (+19.26%) Land $225,000 Building $247,060
2022	$3,314.00 Homeowner's exemption	$215,459	$395,840 Land $200,450 Building $195,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5150 SE Sterling Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5150 SE Sterling Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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