St. Clair County property record for 5180 N River Rd, Clyde, MI 48049
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,438 sqft · built 1997 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Jun 2025) |
| Tax Bill | $4,436 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Sep 2022 Mortgage + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | 74-15-036-4027-000 |
| Primary APN | 74-15-036-4027-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,438 sqft Living Area |
| 1st Floor Area | 1,430 sqft |
| Basement Area | 1,430 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 56,628 sqft (1.3 acres) |
| Lot Depth | 555 ft Depth |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5180 N RIVER RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-4565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | BEG AT SWLY COR LOT 76 J.H. PIERCE SUB 2, TH S 50D 26M E 101.95' TO RD C.L. TANG, TH S 47D 41M W 334.61' TO BEG, TH N 42D 19M |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 36 |
| Legal Subdivision | J H PIERCE SUB |
| Legal Lot Number | 76 |
| Legal Unit | 76 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 633100 |
5180 N River Rd is owned and occupied by two individuals who bought it in June 2025.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 603 MARISOL DR, NEW SMYRNA BEACH, FL 32168-5357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2023 | Warranty Deed, Transfer · VA Mortgage CITIZENS BANK NA |
| Sep 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Sep 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Oct 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2025 · Amount on File |
| Deed Sale | Jun 3, 2025 · Amount on File |
| Prior Sale | May 25, 2023 · Amount on File |
| Deed Document Number | 202510397 |
| Deed Book / Page | 5818 / 814 |
| Prior Transfer Date | Mar 9, 2016 |
| Prior Transfer Doc | 004690/769 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 25, 2023 |
| Property Address | 5180 N RIVER RD, CLYDE, MI 48049-4565 |
| Document Number | 0005624794 |
| Book / Page | 5624 / 794 |
| Instrument Date | May 1, 2023 |
| Instrument | 2023009486 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2023 |
| Title Company | LIBERTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5180 N RIVER RD, CLYDE, MI 48049-4565 |
| Name | Verified Name |
|---|---|
| Address | 648 SAINT ANDREWS, SAINT CLAIR, MI 48079-4296 |
| Document Number | 0005619264 |
|---|---|
| Date | May 5, 2023 |
| Book Page | 5619/264 |
| Instrument | 2023008194 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 5180 N RIVER RD, CLYDE, MI 48049-4565 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2022 |
| Title Company | NATIONS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 5180 N RIVER RD, CLYDE, MI 48049-4565 |
| Document Number | 0000556466 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 5564/66 |
| Instrument | 2022022055 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 5180 N RIVER RD, CLYDE, MI 48049-4565 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5180 N RIVER RD, CLYDE, MI 48049-4565 |
| Document Number | 5329338 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 5329/338 |
| Instrument | 2021006348 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 5180 N RIVER RD, CLYDE, MI 48049-4565 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051000793 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 5100/793 |
| Instrument | 2019019860 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 19, 2018 |
| Property Address | 5180 N RIVER RD, CLYDE, MI 48049-4565 |
| Document Number | 0004999999 |
| Book / Page | 4999 / 999 |
| Instrument Date | Oct 16, 2018 |
| Instrument | 2018023435 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | HURON TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,720.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 600 HONEYSUCKLE LN, 600, SPRINGVILLE, AL 35146-5472 |
| Name | Verified Name |
|---|---|
| Address | 5920 NEUMAN RD, SAINT CLAIR, MI 48079-3221 |
| Document Number | 2018023436 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 2018023436 |
| Name | UNION HOME MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 5180 N River Rd was $4,436 with a homeowner's exemption, up 3% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,700 (+2.26%) | $353,400 | |
| 2025 | $4,436.00 (+3.02%) Homeowner's exemption | $172,800 | |
| 2024 | $4,306.00 | $345,600 | |
| 2023 | $144,000 | ||
| 2022 | $2,566.00 | $288,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5180 N River Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5180 N River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
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