St. Clair County property record for 5170 N River Rd, Clyde, MI 48049
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,464 sqft · built 1989 |
| Lot Size | 2.45 acres (106,722 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Jun 2025) |
| Tax Bill | $3,806 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Sep 2021 Line of Credit + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 74-15-036-4029-000 |
| Primary APN | 74-15-036-4029-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,464 sqft Living Area |
| 1st Floor Area | 1,464 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 106,722 sqft (2.45 acres) |
| Lot Depth | 353 ft Depth |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5170 N RIVER RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-4565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | BEG S 50D 26M E 101.95' & S 47D 41M W 101.01' FROM SW COR OF LOT 76 JAMES H PIERCE SUBD NO 2, TH S 47D 47M W 33.6', TH N 42D |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 36 |
| Legal Subdivision | JAMES H PIERCE SUBD |
| Legal Lot Number | 76 |
| Legal Unit | 76 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 633100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 215 CLINTON ST, ROMEO, MI 48065-4712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 10, 2021 | Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU |
| Jun 29, 2022 | Warranty Deed, Transfer LIBERTY TITLE |
| Apr 3, 2017 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2025 · Amount on Record |
| Deed Sale | Jun 18, 2025 · Amount on Record |
| Prior Sale | Jun 29, 2022 · Amount on Record |
| Deed Document Number | 202511614 |
| Deed Book / Page | 5824 / 199 |
| Prior Transfer Date | Jun 5, 2025 |
| Prior Transfer Doc | 0000011614 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 5170 N RIVER RD, CLYDE, MI 48049-4565 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | ATA NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1109 SANBORN ST, PORT HURON, MI 48060-2056 |
| Document Number | 0005527236 |
|---|---|
| Date | Jun 1, 2022 |
| Book Page | 5527/236 |
| Instrument | 2022013389 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 5170 N RIVER RD, CLYDE, MI 48049-4565 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5170 N RIVER RD, CLYDE, MI 48049-4565 |
| Document Number | 0005419711 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 5419/711 |
| Instrument | 2021025974 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 9, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 29, 2022 |
| Property Address | 5170 N RIVER RD, CLYDE, MI 48049-4565 |
| Document Number | 0005537512 |
| Book / Page | 5537 / 512 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022015823 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5170 N RIVER RD, 5170, CLYDE, MI 48049-4565 |
| Name | Verified Name |
|---|---|
| Address | 5170 N RIVER RD, CLYDE, MI 48049-4565 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 3, 2017 |
| Property Address | 5170 N RIVER RD, CLYDE, MI 48049-4565 |
| Document Number | 0048140770 |
| Book / Page | 004814 / 000770 |
| Instrument Date | Mar 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2017 |
| Title Company | TITLESOURCE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $901.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5170 N RIVER RD CLYDE MI 480494565, CLYDE, MI 48049-4565 |
| Document Number | 48140773 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 004814/000773 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 2, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $178,800 (+1.07%) | $357,600 (+1.07%) | |
| 2025 | $3,806.00 (+3.03%) Homeowner's exemption | $176,900 (+30.65%) | |
| 2024 | $3,694.00 (+64.25%) | $353,800 (+30.65%) | |
| 2023 | $135,400 | ||
| 2022 | $2,249.00 | $270,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
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