5068 N River Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 5068 N River Rd, Clyde, MI 48049

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,536 sqft · built 2002
Lot Size	1.52 acres (66,473 sqft)
Owner	Individual Name on File
Last Sale	$149,400 (Sep 2018)
Tax Bill	$1,527 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`74-15-375-0045-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-375-0045-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,536 sqft Living Area
1st Floor Area	1,508 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Modular
Lot Area	66,473 sqft (1.52 acres)
Lot Dimensions	550 ft deep x 318 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5068 N RIVER RD
City	CLYDE
State	MI
Zip	48049-4564
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R-1
Legal Description	E 375' OF LOT 81 & LOT 90 JAMES H. PIERCE SUBDIVISION N0. 2
Legal Subdivision	JAMES H PIERCE SUBDIVISION
Legal Lot Number	81,90
Legal Unit	81,90
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2005
Census Tract	633100

Owner

Source: St. Clair County records · APN 74-15-375-0045-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5068 N RIVER RD, CLYDE, MI 48049-4564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2019	Deed of Trust, Mortgage · VA Mortgage PRIME CHOICE FUNDING INC
Apr 15, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 04, 2018	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL INC
Sep 20, 2018	Quit Claim Deed, Transfer TRANSNATION TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 04, 2018 · Amount on Record
Deed Sale	Sep 04, 2018 · Amount on Record
Deed Document Number	201819836
Deed Book / Page	4984 / 594
Prior Transfer Date	Aug 22, 2018
Prior Transfer Doc	0049900152
Record Updated	Jun 08, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5068 N RIVER RD, CLYDE, MI 48049-4564
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005097424
Date	Sep 17, 2019
Book Page	5097/424
Instrument	2019019105

Lender

Name	PRIME CHOICE FUNDING INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2049

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5068 N RIVER RD, CLYDE, MI 48049-4564
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5068 N RIVER RD, CLYDE, MI 48049-4564

Mortgage

Document Number	0005352488
Date	Apr 15, 2021
Book Page	5352/488
Instrument	2021011876

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 04, 2018
Property Address	5068 N RIVER RD, CLYDE, MI 48049-4564
Document Number	0004984594
Book / Page	4984 / 594
Map Reference	LB 70 PG 8
Instrument Date	Aug 22, 2018
Instrument	2018019836
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	TRANSNATION TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,285.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	484 N WEST SILVER LAKE RD, 484, TRAVERSE CITY, MI 49685-8540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5068 N RIVER RD, CLYDE, MI 48049-4564

Mortgage

Document Number	2018019837
Date	Sep 04, 2018
Instrument	2018019837

Lender

Name	AMERIFIRST FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 20, 2018
Property Address	5068 N RIVER RD, CLYDE, MI 48049-4564
Document Number	0049900152
Book / Page	004990 / 000152
Instrument Date	Aug 22, 2018
Transaction Type	Transfer
Record Updated	Oct 04, 2018
Title Company	TRANSNATION TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5068 N RIVER RD CLYDE MI 480494564, CLYDE, MI 48049-4564

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,527.00 (-26.48%) Homeowner's exemption	$146,000 (+27.85%)
2024	$2,077.00 (+12.03%)		$292,000 (+27.85%)
2023		$114,200
2022	$1,854.00		$228,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Mercury Broadband.

Based on FCC filings for 137 locations within half a mile of this property.

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