St. Charles County property record for 518 Sunward Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,995 sqft · built 1989 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Apr 2023) |
| Tax Bill | $3,354 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A902000062 |
| Primary APN | A902000062 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,995 sqft Living Area |
| Gross Area | 2,554 sqft |
| 1st Floor Area | 1,136 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 907 sqft |
| Unfinished Basement | 53 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A902000062 |
|---|---|
| Street Address | 518 SUNWARD DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-6939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAYFIELD #5 LOT 374 |
| Legal Subdivision | BAYFIELD #5 |
| Legal Lot Number | 374 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 311732 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 518 SUNWARD DR, O FALLON, MO 63368-6939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK |
| Nov 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK |
| Jul 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2023 · Amount on Record |
| Deed Sale | Apr 27, 2023 · Amount on Record |
| Prior Sale | May 3, 2013 · Amount on Record |
| Deed Document Number | 202315846 |
| Prior Transfer Date | Apr 24, 2023 |
| Prior Transfer Doc | 0000015846 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 27, 2023 |
| Property Address | 518 SUNWARD DR, O FALLON, MO 63368-6939 |
| Document Number | 0000015846 |
| Map Reference | MB 29 PG 57&58 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 2023R-015846 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2023 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 518 SUNWARD DR, O FALLON, MO 63368-6939 |
| Name | Verified Name |
|---|---|
| Address | 518 SUNWARD DR, O FALLON, MO 63368-6939 |
| Document Number | 0000015847 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 2023R-015847 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 518 SUNWARD DR, O FALLON, MO 63368-6939 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 518 SUNWARD DR, O FALLON, MO 63368-6939 |
| Document Number | 2021R026746 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 2021R-026746 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 385 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 518 SUNWARD DR, O FALLON, MO 63368-6939 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 518 SUNWARD DR, O FALLON, MO 63368-6939 |
| Document Number | 0070090222 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 7009/0222 |
| Instrument | 20181130000672640 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 518 SUNWARD DR, O FALLON, MO 63368-6939 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0071091702 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 7109/1702 |
| Instrument | 20190723000375850 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2039 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,111 (-) | $274,270 (-) Building $274,270 | |
| 2025 | $3,354.00 (+4.29%) | $52,111 (+7.43%) | $274,270 (+7.43%) Building $274,270 |
| 2024 | $3,216.00 | ||
| 2023 | $48,509 | ||
| 2022 | $255,313 Land $50,000 Building $205,313 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1988) |
| Most Recent Claim | Jul 1988 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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