St. Charles County property record for 513 Sunward Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,238 sqft · built 1989 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,300 (Sep 2022) |
| Tax Bill | $2,674 (2025) |
| Deeds & Mortgages | Sep 2022 Second Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A902000081 |
| Primary APN | A902000081 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,238 sqft Living Area |
| Gross Area | 2,069 sqft |
| 1st Floor Area | 822 sqft |
| Basement Area | 806 sqft |
| Finished Basement | 416 sqft |
| Unfinished Basement | 390 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 114 sqft |
| Deck Area | Deck Area |
| Patio Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A902000081 |
|---|---|
| Street Address | 513 SUNWARD DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-6938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAYFIELD #5 LOT 424 |
| Legal Subdivision | BAYFIELD #5 |
| Legal Lot Number | 424 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 311732 |
513 Sunward Dr is owned and occupied by an individual who bought it in September 2022.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 513 SUNWARD DR, O FALLON, MO 63368-6938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2022 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage TOGETHER CU |
| Nov 3, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage JLB CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2022 · Amount on File |
| Deed Sale | Sep 28, 2022 · Amount on File |
| Prior Sale | Nov 3, 2021 · Amount on File |
| Deed Document Number | 202253350 |
| Prior Transfer Date | Sep 17, 2022 |
| Prior Transfer Doc | 0000053350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 28, 2022 |
| Property Address | 513 SUNWARD DR, O FALLON, MO 63368-6938 |
| Document Number | 0000053350 |
| Map Reference | MB 29 PG 57 |
| Instrument Date | Sep 17, 2022 |
| Instrument | 2022R-053350 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2022 |
| Title Company | NOT AVAILABLE, UST |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 513 SUNWARD DR, 513, O FALLON, MO 63368-6938 |
| Name | Verified Name |
|---|---|
| Address | 513 SUNWARD DR, O FALLON, MO 63368-6938 |
| Document Number | 0000053351 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 2022R-053351 |
| Name | TOGETHER CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 22, 2032 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 3, 2021 |
| Property Address | 513 SUNWARD DR, O FALLON, MO 63368-6938 |
| Document Number | 0000091062 |
| Map Reference | MB 29 PG 57 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021R-091062 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 513 SUNWARD DR, O FALLON, MO 63368-6938 |
| Document Number | 0000091064 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2021R-091064 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 513 Sunward Dr was $2,674, up 5.2% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,417 (-) | $217,983 (-) Building $217,983 | |
| 2025 | $2,674.00 (+5.15%) | $41,417 | $217,983 Building $217,983 |
| 2024 | $2,543.00 | ||
| 2023 | $38,216 | ||
| 2022 | $201,137 Land $50,000 Building $151,137 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 513 Sunward Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 513 Sunward Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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