St. Charles County property record for 516 Sunward Dr, O Fallon, MO 63368 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,581 sqft · built 1989 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $274,400 (Feb 2026) |
| Tax Bill | $2,686 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Feb 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A902000063 |
| Primary APN | A902000063 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,581 sqft Living Area |
| Gross Area | 2,084 sqft |
| 1st Floor Area | 832 sqft |
| Basement Area | 832 sqft |
| Finished Basement | 749 sqft |
| Unfinished Basement | 83 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | Deck Area |
| Patio Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A902000063 |
|---|---|
| Street Address | 516 SUNWARD DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-6939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAYFIELD #5 LOT 375 |
| Legal Subdivision | BAYFIELD #5 |
| Legal Lot Number | 375 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 311732 |
Source: St. Charles County records · APN A902000063
Assessment roll updated August 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 516 SUNWARD DR, O FALLON, MO 63368-6939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Aug 11, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Feb 25, 2026 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Aug 31, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF OLD MONROE |
| Aug 31, 2021 | Personal Representative Deed, Transfer INVESTORS TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 25, 2026 · Amount on Record |
| Deed Sale | Feb 25, 2026 · Amount on Record |
| Prior Sale | Aug 31, 2021 · Amount on Record |
| Deed Document Number | 20268578 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 516 SUNWARD DR, O FALLON, MO 63368-6939 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Title Company | CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 516 SUNWARD DR, O FALLON, MO 63368-6939 |
| Document Number | 0000044505 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 2022R-044505 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jul 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 25, 2026 |
| Property Address | 516 SUNWARD DR, O FALLON, MO 63368-6939 |
| Document Number | 0000008578 |
| Map Reference | MB 29 PG 57 |
| Instrument Date | Feb 12, 2026 |
| Instrument | 2026R-008578 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1723 TABITITE DR, WENTZVILLE, MO 63385-3309 |
| Name | Verified Name |
|---|---|
| Address | 516 SUNWARD DR, O FALLON, MO 63368-6939 |
| Document Number | 0000008579 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2026R-008579 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 31, 2021 |
| Property Address | 516 SUNWARD DR, O FALLON, MO 63368-6939 |
| Document Number | 2021R073096 |
| Map Reference | MB 29 PG 57 |
| Instrument Date | Aug 11, 2021 |
| Instrument | 2021R-073096 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 SUNWARD DR, O FALLON, MO 63368-6939 |
| Document Number | 2021R073097 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021R-073097 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 31, 2021 |
| Property Address | 516 SUNWARD DR, O FALLON, MO 63368-6939 |
| Document Number | 2021R073095 |
| Map Reference | MB 29 PG 57 |
| Instrument Date | Aug 11, 2021 |
| Instrument | 2021R-073095 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 458 FOX DEN LN, 458, WENTZVILLE, MO 63385-2742 |
| Name | Verified Name |
|---|---|
| Address | 516 SUNWARD DR, O FALLON, MO 63368-6939 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,686.00 | $41,591 (+9.12%) | $218,902 (+9.12%) Building $218,902 |
| 2023 | $38,115 | ||
| 2022 | $200,603 Land $50,000 Building $150,603 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833117321, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Claims | 1 (1988) |
| Most Recent Claim | Jul 1988, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 472 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Gateway Fiber Holdings | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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