516 Sunward Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 516 Sunward Dr, O Fallon, MO 63368 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,581 sqft · built 1989
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$274,400 (Feb 2026)
Tax Bill$2,686 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Feb 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNA902000063

Property Details

APN / Parcel Number

Primary APNA902000063
Alternative APN
  • 2-0114-6509-00-0375.0000000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,581 sqft Living Area
Gross Area2,084 sqft
1st Floor Area832 sqft
Basement Area832 sqft
Finished Basement749 sqft
Unfinished Basement83 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area100 sqft
Deck AreaDeck Area
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA902000063
Street Address516 SUNWARD DR
CityO FALLON
StateMO
Zip63368-6939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAYFIELD #5 LOT 375
Legal SubdivisionBAYFIELD #5
Legal Lot Number375
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group1
Census Block1005
Census Tract311732

Owner

Source: St. Charles County records · APN A902000063

Assessment roll updated August 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address516 SUNWARD DR, O FALLON, MO 63368-6939
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2022Deed of Trust, Mortgage · Line of Credit
FIRST COMMUNITY CU
Feb 25, 2026Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Aug 31, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF OLD MONROE
Aug 31, 2021Personal Representative Deed, Transfer
INVESTORS TITLE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 25, 2026 · Amount on Record
Deed SaleFeb 25, 2026 · Amount on Record
Prior SaleAug 31, 2021 · Amount on Record
Deed Document Number20268578
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address516 SUNWARD DR, O FALLON, MO 63368-6939
Transaction TypeMortgage
Record UpdatedMar 11, 2026
Title CompanyCLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address516 SUNWARD DR, O FALLON, MO 63368-6939

Mortgage

Document Number0000044505
DateAug 11, 2022
Instrument2022R-044505
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueJul 01, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateFeb 25, 2026
Property Address516 SUNWARD DR, O FALLON, MO 63368-6939
Document Number0000008578
Map ReferenceMB 29 PG 57
Instrument DateFeb 12, 2026
Instrument2026R-008578
Transaction TypeTransfer
Record UpdatedMar 11, 2026
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1723 TABITITE DR, WENTZVILLE, MO 63385-3309

Transferred To (Grantee/Buyer)

NameVerified Name
Address516 SUNWARD DR, O FALLON, MO 63368-6939

Mortgage

Document Number0000008579
DateFeb 25, 2026
Instrument2026R-008579
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 31, 2021
Property Address516 SUNWARD DR, O FALLON, MO 63368-6939
Document Number2021R073096
Map ReferenceMB 29 PG 57
Instrument DateAug 11, 2021
Instrument2021R-073096
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address516 SUNWARD DR, O FALLON, MO 63368-6939

Mortgage

Document Number2021R073097
DateAug 31, 2021
Instrument2021R-073097
Lender
NameBANK OF OLD MONROE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

August 2021: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionST CHARLES MO
Recording DateAug 31, 2021
Property Address516 SUNWARD DR, O FALLON, MO 63368-6939
Document Number2021R073095
Map ReferenceMB 29 PG 57
Instrument DateAug 11, 2021
Instrument2021R-073095
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address458 FOX DEN LN, 458, WENTZVILLE, MO 63385-2742

Transferred To (Grantee/Buyer)

NameVerified Name
Address516 SUNWARD DR, O FALLON, MO 63368-6939

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,686.00$41,591 (+9.12%)$218,902 (+9.12%) Building $218,902
2023$38,115
2022$200,603 Land $50,000 Building $150,603

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833117321, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Claims1 (1988)
Most Recent ClaimJul 1988, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 472 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Gateway Fiber HoldingsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
Wisper ISPFixed Wireless400 / 30
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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