518 Saddlebrook Dr, Payson, UT 84651 Property Records

Utah County property record for 518 Saddlebrook Dr, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,060 sqft · built 2000
Lot Size	0.226 acres (9,845 sqft)
Owner	2 Individual Names on File
Last Sale	$267,300 (May 2015)
Tax Bill	$2,491 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-780-0047`

Property Details

APN / Parcel Number

Primary APN	`52-780-0047`
Alternative APN	`132039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,060 sqft Living Area
Gross Area	2,536 sqft
1st Floor Area	1,060 sqft
Basement Area	1,036 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,845 sqft (0.226 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	132039
Street Address	518 SADDLEBROOK DR
City	PAYSON
State	UT
Zip	84651-8640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 47, PLAT A, SADDLEBROOK ESTATES PRD. AREA 0.226 AC.
Legal Subdivision	SADDLEBROOK ESTATES
Legal Lot Number	47
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	4
Census Block	4008
Census Tract	10410

Owner

518 Saddlebrook Dr is owned and occupied by two individuals who bought it in May 2015.

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	518 SADDLEBROOK DR, PAYSON, UT 84651-8640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2015 · Amount on File
Deed Sale	May 19, 2015 · Amount on File
Prior Sale	Apr 26, 2013 · Amount on File
Deed Document Number	201543090
Prior Transfer Date	Sep 17, 2013
Prior Transfer Doc	0000088974
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	518 SADDLEBROOK DR, PAYSON, UT 84651-8640
Document Number	0000121673
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	GT TITLE SERVICES-SPANISH FORK, GT TITLE SVCS-SPANISH FORK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	518 SADDLEBROOK DR PAYSON UT 846518640, PAYSON, UT 84651-8640

Mortgage

Document Number	0000121673
Date	Aug 17, 2020
Instrument	121673

Lender

Name	SECURITYNATIONAL MTG CO
Address	MURRAY, UT 84123

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2050

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,070 (-45.98%)	$447,400 (-1.78%) Land $183,900 Building $263,500
2025	$2,491.00	$455,500 (+91.18%) Land $175,200 Building $280,300	$455,500 (+5.15%) Land $175,200 Building $280,300
2024	$2,491.00 (+6.73%)
2023	$2,334.00 (+3.69%)	$238,260	$433,200 Land $151,000 Building $282,200
2022	$2,251.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 518 Saddlebrook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 Saddlebrook Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 75% of Utah
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Intellipop Fixed Wireless	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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