494 Saddlebrook Dr, Payson, UT 84651 Property Records

Utah County property record for 494 Saddlebrook Dr, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,329 sqft · built 2001
Lot Size	0.185 acres (8,059 sqft)
Owner	2 Individual Names on Record
Last Sale	$254,800 (Apr 2009)
Tax Bill	$2,517 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`52-780-0045`

Property Details

APN / Parcel Number

Primary APN	`52-780-0045`
Alternative APN	`132037`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,329 sqft Living Area
Gross Area	3,120 sqft
1st Floor Area	1,329 sqft
Basement Area	1,329 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	8,059 sqft (0.185 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	198 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	132037
Street Address	494 SADDLEBROOK DR
City	PAYSON
State	UT
Zip	84651-8639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45, PLAT A, SADDLEBROOK ESTATES PRD. AREA 0.185 AC.
Legal Subdivision	SADDLEBROOK ESTATES
Legal Lot Number	45
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	4
Census Block	4008
Census Tract	10410

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	494 SADDLEBROOK DR, PAYSON, UT 84651-8639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Apr 4, 2019	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2009 · Amount on Record
Deed Sale	Apr 27, 2009 · Amount on Record
Prior Sale	Apr 10, 2008 · Amount on Record
Deed Document Number	200944796
Prior Transfer Date	Apr 21, 2009
Prior Transfer Doc	0000032073
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	494 SADDLEBROOK DR, PAYSON, UT 84651-8639
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052373
Date	Mar 19, 2021
Instrument	52373:2021

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Mar 15, 2033

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	494 SADDLEBROOK DR, PAYSON, UT 84651-8639
Document Number	0000030746
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 SADDLEBROOK DR PAYSON UT 846518639, PAYSON, UT 84651-8639

Mortgage

Document Number	0000030746
Date	Apr 12, 2019
Instrument	30746

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,665 (-46.17%)	$450,300 (-2.13%) Land $175,900 Building $274,400
2025	$2,517.00 (+0.04%)	$460,100 (+95.68%) Land $167,600 Building $292,500	$460,100 (+7.63%) Land $167,600 Building $292,500
2024	$2,516.00 (+9.25%)
2023	$2,303.00 (-1.45%)	$235,125	$427,500 Land $144,400 Building $283,100
2022	$2,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 75% of Utah
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Intellipop Fixed Wireless	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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