544 Saddlebrook Dr, Payson, UT 84651 Property Records

Utah County property record for 544 Saddlebrook Dr, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,632 sqft · built 2000
Lot Size	0.216 acres (9,409 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,900 (Jan 2011)
Tax Bill	$2,741 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`52-780-0049`

Property Details

APN / Parcel Number

Primary APN	`52-780-0049`
Alternative APN	`132042`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Gross Area	2,988 sqft
1st Floor Area	956 sqft
Basement Area	956 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,409 sqft (0.216 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	312 sqft
Deck Area	Deck Area
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	132042
Street Address	544 SADDLEBROOK DR
City	PAYSON
State	UT
Zip	84651-8640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49, PLAT A, SADDLEBROOK ESTATES PRD. AREA 0.216 AC.
Legal Subdivision	SADDLEBROOK ESTATES
Legal Lot Number	49
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	4
Census Block	4008
Census Tract	10410

Owner

Source: Utah County records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	544 SADDLEBROOK DR, PAYSON, UT 84651-8640
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Line of Credit GOLDENWEST FCU
Apr 13, 2023	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2011 · Amount on Record
Deed Sale	Jan 10, 2011 · Amount on Record
Prior Sale	Nov 14, 2005
Deed Document Number	20112904
Prior Transfer Date	May 27, 2010
Prior Transfer Doc	0000044137
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Aug 19, 2026
Property Address	544 SADDLEBROOK DR, PAYSON, UT 84651-8640
Document Number	0000068908
Instrument Date	Aug 14, 2026
Instrument	202668908
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	LINCOLN PARK TITLE, LINCOLN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	544 SADDLEBROOK DR, PAYSON, UT 84651-8640

Mortgage

Document Number	0000068908,
Date	Aug 19, 2026
Instrument	202668908

Lender

Name	GOLDENWEST FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	544 SADDLEBROOK DR, PAYSON, UT 84651-8640
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023175
Date	Apr 13, 2023
Instrument	23175:2023

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,225 (-46.27%)	$489,500 (-2.31%) Land $182,100 Building $307,400
2025	$2,741.00 (+0.04%)	$501,100 (+90.88%) Land $173,500 Building $327,600	$501,100 (+4.99%) Land $173,500 Building $327,600
2024	$2,740.00 (+6.57%)
2023	$2,571.00 (-1.08%)	$262,515	$477,300 Land $149,600 Building $327,700
2022	$2,599.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 75% of Utah
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Intellipop Fixed Wireless	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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