518 S 3rd St, Niles, MI 49120 Property Records

Berrien County property record for 518 S 3rd St, Niles, MI 49120

Property Summary

Property Type	Apartments (5+ Units)
Details	11,208 sqft · built 1973
Lot Size	0.519 acres (22,608 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (Mar 2017)
Tax Bill	$8,108 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`73-0950-0013-00-3`

Property Details

APN / Parcel Number

Primary APN	`73-0950-0013-00-3`
Alternative APN	`11-73-0950-0013-00-3`

Interior

Stories	2 Stories
Building Area	11,208 sqft Total Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Multi-Family
Lot Area	22,608 sqft (0.519 acres)
Lot Dimensions	137 ft deep x 165 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	518 S 3RD ST
City	NILES
State	MI
Zip	49120-3364
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	MDR
Legal Description	LOTS 13 & 14 BONDS ADD TO NILES
Legal Subdivision	BONDS ADD
Legal Lot Number	13-14
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2002
Census Tract	20700

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	5901 LA JOLLA MESA DR, LA JOLLA, CA 92037-7813
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · Line of Credit HONOR CU
Jul 20, 2020	Deed of Trust, Mortgage · Line of Credit HONOR CU
Mar 1, 2017	Deed, Transfer · Commercial Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2017 · Amount on Record
Deed Sale	Mar 1, 2017 · Amount on Record
Prior Sale	Apr 12, 1991
Deed Book / Page	3164 / 1916
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	518 S 3RD ST, NILES, MI 49120-3364
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03421/1035
Date	Feb 28, 2024
Book Page	3421/1035
Instrument	2024398816

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Feb 23, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	518 S 3RD ST, NILES, MI 49120-3364
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003283/331
Date	Jul 20, 2020
Book Page	3283/331

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 1, 2017
Property Address	518 S 3RD ST, NILES, MI 49120-3364
Document Number	03164/1916
Book / Page	3164 / 1916
Map Reference	DD D PG527
Instrument Date	Feb 27, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 S 3RD ST, NILES, MI 49120-3350
Investor	Possibly a Property Investor

Mortgage

Document Number	0031641919
Date	Mar 1, 2017
Instrument	3164/1919

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,300 (+23.27%)	$528,600 (+23.27%)
2025	$8,108.00 (+13.67%)
2023		$214,400	$428,800
2022	$7,133.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES TOWNSHIP serves 2,270 people · EPA ID MI0004750
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Midwest Energy & Communications, T-Mobile.

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