510 S 3rd St, Niles, MI 49120 Property Records

Berrien County property record for 510 S 3rd St, Niles, MI 49120

Property Summary

Property Type	Apartments (5+ Units)
Details	11,208 sqft · built 1973
Lot Size	0.643 acres (28,009 sqft)
Owner	Company Name on File
Last Sale	$425,000 (Mar 2017)
Tax Bill	$7,571 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`73-0950-0011-00-1`

Property Details

APN / Parcel Number

Primary APN	`73-0950-0011-00-1`
Alternative APN	`11-73-0950-0011-00-1`

Interior

Stories	2 Stories
Building Area	11,208 sqft Total Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Multi-Family
Lot Area	28,009 sqft (0.643 acres)
Lot Dimensions	166 ft deep x 169 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	510 S 3RD ST
City	NILES
State	MI
Zip	49120-3350
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	MDR
Legal Description	LOTS 11 & 12 BONDS ADD TO NILES
Legal Subdivision	BONDS ADD
Legal Lot Number	11-12
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2002
Census Tract	20700

Owner

510 S 3rd St, a residential property, is owned by a company that bought it in March 2017.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	5901 LA JOLLA MESA DR, LA JOLLA, CA 92037-7813
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Line of Credit HONOR CU
Mar 1, 2017	Deed, Transfer · Commercial Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2017 · Amount on File
Deed Sale	Mar 1, 2017 · Amount on File
Prior Sale	Apr 12, 1991 · Amount on File
Deed Book / Page	3164 / 1916
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	510 S 3RD ST, NILES, MI 49120-3350
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003283/331
Date	Jul 20, 2020
Book Page	3283/331

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 1, 2017
Property Address	510 S 3RD ST, NILES, MI 49120-3350
Document Number	03164/1916
Book / Page	3164 / 1916
Map Reference	DD D PG527
Instrument Date	Feb 27, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 S 3RD ST, NILES, MI 49120-3350
Investor	Possibly a Property Investor

Mortgage

Document Number	0031641919
Date	Mar 1, 2017
Instrument	3164/1919

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 510 S 3rd St was $7,571.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,500	$497,000
2025	$7,571.00
2023		$205,200	$410,400
2022	$6,666.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 510 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 S 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES TOWNSHIP serves 2,270 people · EPA ID MI0004750
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Midwest Energy & Communications, T-Mobile.

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