616 S 3rd St, Niles, MI 49120 Property Records

Berrien County property record for 616 S 3rd St, Niles, MI 49120

Property Summary

Property Type	Multi-Family Dwellings
Details	2,790 sqft · built 1973
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$77,000 (Aug 2018)
Tax Bill	$1,924 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`73-0950-0017-00-9`

Property Details

APN / Parcel Number

Primary APN	`73-0950-0017-00-9`
Alternative APN	`11-73-0950-0017-00-9`

Interior

Stories	2 Stories
Building Area	2,790 sqft Total Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Multi-Family
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	616 S 3RD ST
City	NILES
State	MI
Zip	49120-3353
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	MDR
Legal Description	LOT 17 BONDS ADD TO NILES
Legal Subdivision	BONDS ADD
Legal Lot Number	17
Legal Unit	17
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2005
Census Tract	20700

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	111 W FERRY ST, BERRIEN SPRINGS, MI 49103-1154
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST
Apr 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage CHEMICAL BANK
Aug 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2018 · Amount on Record
Deed Sale	Aug 30, 2018 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Book / Page	3215 / 2584
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	616 S 3RD ST, NILES, MI 49120-3353
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03360/1737
Date	Jan 13, 2022
Book Page	3360/1737
Instrument	2022340472

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	PORTAGE, MI 49024

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	616 S 3RD ST, NILES, MI 49120-3353
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03235/0357
Date	Apr 22, 2019
Book Page	3235/0357

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 30, 2018
Property Address	616 S 3RD ST, NILES, MI 49120-3353
Document Number	03215/2584
Book / Page	3215 / 2584
Map Reference	MB D PG527
Instrument Date	Aug 30, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$662.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2647 LAKE SHORE DR, NILES, MI 49120-9513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10015 PINECREST PATH, BERRIEN SPRINGS, MI 49103-9180
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,200 (+45.34%)	$90,400 (+45.34%)
2025	$1,924.00 (+13.78%)
2023		$31,100	$62,200
2022	$1,691.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES TOWNSHIP serves 2,270 people · EPA ID MI0004750
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Midwest Energy & Communications, T-Mobile.

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